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HomeMy WebLinkAboutSebastian Area Historical Society IncLEASE BETWEEN CITY AND SEBASTIAN AREA HISTORICAL SOCIETY, INC. THIS AGREEMENT, entered into this Zlst day of �r�' , 2005 between the CTTY OF SEBASTIAN, a Florida Municipal Corporatioq 1225 Main Sueet, Sebastian, Florida 32958, hereinafter called the Landlord, and the SEBASTIAN AREA HISTORICAL 50CIETY, INC., a Florida, Not-for-profit Corporation, hereinafter called the Lessee. The said Landlord does this day lease unto said Lessee the following: Approacimately 1,600 square feet of space, more or less, located in the building at 1225 Main Street, Sebastian, FL 32958, and designated as spaces 111,112, 125, 124, and 123, as more particularly described in attachment "A" to be used and occupied by the Lessee as a Historical Museum and any and all such related uses including administrative office, exhibit preparations, storage ofartifacts andhistorical documents, and public displays, consiste� with the goals and programs of the Sebasrian Historical Society, for the term of twenty (20) years, beginning the ist �y og April , 2p o� and ending the 31st day of rtarch , 20 z� at and for the agreed tota( rental of Twenty ($20.00) Dollars, payable as follows: One ($1.00) Dollar per year The first payment due with the signing of this lease. All payments to be made to the Landlord on the l Oth day of each 7anuary of every year in advance without demand at the following address: 1225 Main Street. Sebastian FI, 32958, or at such other place and to such other person, as the Landlord may from time to time designate in writing. Occupancy by the Lessee shall begin no later than 120 days from the date of this agreement or be deemed in default. The following express stipulations and conditions are made a part of tlus lease and are hereby assented to by the parties. FIltST: ASSIGNMENT OR SUBI.EASING Lessee may not assign, or otherwise transfer this lease, or any right or interest in this lease without the prior express wtitten consent of Landlord. SECOND: LESSEE COMPLY WITIi LAWS That the tenant shall promptly execute and comply with all statutes, ordinances, niles, orders, regulations and requirements of the Federal, State and City Government and of any and all their Departments and Bweaus applicable to said premises, for the coaection, prevention, and abatement of nuisances or other grievances, nor commit waste, in, upon, or connected with said premises during said term. The Lessee shall be exempt from any water sprinkler requirements in order to protect and preclude water damage to historical documents and artifacts. THIRD: DAMAGE TO PREMISES In the event the premises shall be destroyed or so damaged or injured by fire or other casualty during the life of this agreement, whereby the same shall be rendered untenantable, then the Landlord shall have the right to render said premises tenantable by repairs within ninety (90) days therefrom. If said premises are not rendered tenantable within said time, it shall be optional with either party hereto to cancel this lease, and in the event of such cancellation the rent shall be paid only to the date of such fire or casualty. The cancellation herein mentioned shall be evidenced in writing. In the event of damage by fire or other casualty, the rent payable under this lease shall not be abated, in proportion to the impairment of the use that can reasonably be made of the property for the purpose pernritted by tlris lease, until the property is rebuilt and repaired (or until the lease is terminated, if terminated in accordance with this paragraph), but any other charge for usage of utilities and common azeas and other charges shall be abated.. FOURTH: MAINTENANCE AND REPAIItS Lessee admits, by entering into possession under this lease, that the premises are now in good, clean, and safe condition and repair. Lessee shall, at all times during the term of this lease and any renewal or e�ctension thereof, maintain, the premises, in accordance with pazagraph 14, and every part ofthe premises in the same condition, free of pests, and shall on expiration or sooner ternrination of this lease, suirender the premises to Landlord in the same condition and repair, reasonable wear and tear and damage by the elements excepted. In the event that a situation in the reasonable judgment of the Landlord requires that immediate repairs be performed to any part of the premises, Landlord may perform the same with or without notice to Lessee, and Lessee shall reimburse Landlord in a timely manner for expenses incurred thereby. FIFTH: INSPECTION BY LANDLORD. Lessee shall pemut Landlord or Landlord's agents, representatives, or employees to enter the premises at all reasonable times for the purpose of inspecting the premises to determine whether L.essee is complying with the terms of this lease and for the purpose of doing other lawfui acts that may be necessary to protect Landlord's interest in the premises under this lease. SIXTH: PERSONAL PROPERTI' TA3�S. I,essee shall pay before they become delinquent all taxes, assessments, or other charges levied or imposed by any govemmental entity on the fiuniture, trade fixtures, appliances, and other personal property placed by I.essee in, on, or about the premises including, without Iimiting, the generality of the other terms used in ttus section, any shelves, counters, vauhs, vault doors, wall safes, partitions, fixtures, machinery, plant equipment, office equipment, te(evision or radio antennas, or wcncnunication equipment brought on the premises by Lessee. SEVENTH: REAL PROPERTY TA7�S All real property ta�ces and assessments levied or assessed against the prearises by any govemmental entity, including any special assessments imposed on or against the premises for the constsuction or improvement of public works in, on, or about the premises, shall be paid, before they become delinquent, by Lessee. EIGHTH: PROPERTY CASUALTI' INSURANCE In the event that the Lessee's use and occupancy of the premises causes any increase in the premium for any property casualty or Sre insurance maintained by Landtord on the leased premises or any portion thereof, I.essee sha(i reimburse Landlord for the amount of said increase within thirty days of notice of the same. NINTH: DESTRUCTION OF PREMISES In the event the building and/or other improvements erected on the premises aze destroyed or damaged by fire or other casuatty, the Landlord shall have no responsibility or obligation to make any eacpenditures toward the repair and/or replaceme� ofthe building and other improvements on the leased premises. Lessee, at iYs option, shall either cause said building and/or other unprovements to be replaced or said damage to be repaired as rapidly as practicable, or shall elect not to repair the premises and terminate the lease. TENTH: ALTERATIONS I.essee shall not make or pernut any other person to make alterations to the premises without the prior consent of Landlord. Any atterations to the premises by Lessee shall be made at the sole cost and eacpense of Lessee. Any and all alterations or improvements made to the premises shall on eacpiration or sooner terminarion of this lease become the property of Landlord. ELEVENTH: INDEA�II�tITY I.essee shall indemnify and hold Landlord and the property of Landlord, including the premises, free and harmless from any and all liability, claims, loss, damages or ea�penses, including counsel £ees and costs, arising by reason of the death or injury of any persoq including any person who is an employee or agent of Lessee, or by reason of damage to or destruction of any property, including property owned by I,essee or any person who is an employee or agent of Lessee, caused by or connected with I.essee's occupation and use of the premises under this lease other than intentional acts of Landlord or an employee or agent of Landlord. TWELFTH: LIABII.TI'Y INSURANCE I.essee shall, at its own cost and expense, secure within 10 days and maintain during the entire term of this lease and any renewals or extension o f such term a broad form comprehensive coverage poticy of public liability insurance issued by an insurance company acceptable to Landlord and insuring Landlord against loss or liabiGty caused by or connected with Lessee's occupation and use of the premises under this lease in amounts not less than: (a) $200,000 for injury to or death of one person and subject to such limitation for the injury or death to one person, of not less than $1,000,000 for injury to or death of two or more persons as a result of any one accident or incident; and (b) $200,000 for damage to or destruction of any property of others; or (c) Such higher amount as may be set as the liability limits under the waiver of sovereign immunity provisions of law, . THIRTEENTH: SIGN APPROVAL REOUIItED If is hereby understood and agreed that any signs or advertising to be used, including awnings, in connection with the premises lease hereunder shall be first submitted to the Landlord for approval before installation of same to maintain consistency and decorum within the building. Landlord aclrnowledges that Lessee shall be entitled to provide signs for the premises leased. FOURTEENTH: BUII.DINGREPAIRS. TheLesseewillreplacealllightbulbs,clean and maintain the interior of the leased property, including but not limited to, ceilings, interior wails, and floors, in good and substantial repair. The Landlord shall maintain and repair all common areas including hailways, restrooms, doors, windows, air conditioning ducts, sir handlers, heating systems, lighting fixtures, all primary plumbing systems, electrical and mechanical systems, roof, and windows and doors, parking areas and exterior walls, in good and safe condition. FIF'I'EENTH: iJNREMOVED TRADE FIXTURES Any trade fixtures that are not removed from the premises by Lessee 30 days after this lease's expiration or sooner termination, regardless of cause, shall be deemed abandoned by Lessee and shall automatically become the property of the Landlord as owner of the real property to wlrich they are affixed. SIXTEENTH: ACTS CONSTITUTING BREACHES BY LESSEE Lessee shall be guiky of a material default and breach of this ►ease should: (a) Lessee defaults in the performance of or breach any provision, covenant, or condition of ttus lease and such default or breach is not cured within thirty days after written notice thereof is given by L.andlord to I.essee; or (b) Lessee breaches this lease and abandons the premises before expiration of the terms of this lease. SEVENTEENTH: REMEDIES FOR DEFAULT Should either party be guilty of a material default and breach of this lease as defined in this lease, that party shall have available the remedies given by law or equiry, and a non-defaulting party shall additionally be entitled to an award of court costs and attomey's fees against the defaulting party. Landlord, in addition to any other remedies given by law or equity, may terminate Lessee's right to possession of the premises and recover and regain possession of the premises in the manner provided by the laws of the State of Florida. The parties waive the right to trial by jury of all issues so uiable. EIGHT'EENTH: WAIVER OF BREACH The waiver by Landlord of any breach by Lessee of any of the provisions of this lease shal( not constitute a continuing waiver or a waiver of any subsequem breach by Lessee either of the same or another provision of this lease. IVINETEENTH: NOTI ES Any nodce, report, statement, approval, consent designatioq demand or request to be given and any option or election to be exercised by a pacty under the provisions of this lease shall be effective only when made in writing and deGvered (or mailed by registered or certified mail with postage prepaid) to the other party at the address given below: Landlord: City of Sebastian 1225 Main Street Sebastian, FL 32958 ATT'N: City Manager Lessee: Sebastian Area I�Lstorical Society, Inc. 1225 Main Street Sebastian, FL 32958 ATTN: President TWENTIETH: PERSONALPROPERTYINSURANCE Lesseeshallberesponsible for securing and maintaining p.ersonal pronerty insurance in such amount as I.essee may desire with regard to personal property on or about the leasehold premises. TWENTY-FIRST: ENTIRE AGREEMENT Tlris I.ease Agreemem contains the ecrtire agreement of the parties hereto and no other agreement, statement, or promise made by any party or any agent of any party hereto, which is not contained herein shall be binding or valid. No modification of this I.ease agreement shall be binding on the parties unless it is in writing and executed by both Landlord and Lessee. TWENTY-SECOND: DEFAIJLT Unless otherwise specified, either party shall be in defauh of any covenant of this lease only if the paRy has received written notice of such alleged default from the other party, and, if within 30 days after receipt of such notice, the party has not diligently commenced to comply with such covenant. TWENTY-THIItD: WAIVER Waiver by Landlord of any default in performance by Lessee of any of the terms, covenants, or conditions contained here, shall not be deemed a continuing waiver of that default or any subsequent default. TWENTY-FOURT'H: In consideration of the covenants and provisions of this ageement, the Lessee agrees to vacate their current premises and remove all of its property from that leased premises at 1302 U.S. #1, Sebasrian, Florida within 210 days from the date ofthis lease, and the Lessee will execute written notice of Termination of their current lease and both parties shall be released of the terms of the lease dated 1/22/97 of the property at 1302 U.S. #1, Sebastian, Florida. TWENTY-FIFTH: SURRENDER OF PREMISES On expiration or sooner termination ofthis Lease, or any e��tensions, Lessee shall prompdy surrender and deliver the premises to Landlord in as good condition as they are upon the date of occupation by Lessee, reasonable wear and tear excepted. TWENTY-SIXTH: FTRST RIGHT OF REFUSAL The Landlord agrees to provide I.essee notice of any availability of a�+ other space in the building at 1225 Main Street, Sebasdan, Florida, and allow it a reasonable opportunity (no less than 30 days) to lease such additional space, at terms and conditions mutually agreeable, if it becomes available. TWENTY-SEVENTH: SHARED EXPENSES Lessee shall pay a pro-rata share of electric charges and pest control, based upon Lessee's percentsge of total squaze footage of office space in the building, calcu(ated net of common areas. IN WITNESS WHEREOF, the parties hereto have hereunto executed this instrument for the purpose herein expressed, the day and year above written. Signed, sealed and delivered in the presence of: CITYOF SEBASTIAN, AMunicipal SEBASTIAN AREA HISTORICAL SOCIETY, INC. Corporation e�dsting under the a Florida Non-proSt Corporation laws of he State of Florida ���e� � �� � � �/'� 1�2u�� ,City Manager By: President ATTEST: � ` � y Maio City Clerk Apprwed as to fom� and legality for reliance by the City of Sebastian anly. C�'� ,-L_ v awv � s� -, , 4a, , S.C.H. O �TURING METHODS � I��c�n h� e�l, T %� S.C.H. NO WORH �asr cv+Srr un vosn ro 9EwwH � oFT M�NFOUO�MNaH9�'fN I OFUI)SEdB�'.110N � � O v� -- mm� (R) 121 S.C.H. (R) 122 S.C.H. RESTORE� ,,, �, �,aFlr�� cR� ��,� �o� � (R) ��� 124 S.C.H. (R) 123 S.C.H. � EXI571NG WRLK � EXISTNG GONCRET'c AL.L 1 HR GLASS 8 FF �' II' :11 n/ !� ,��� _, �. � � Q� II��_'�:° a � �' ��,a, � RESTORE� MULT•PURPOSE ROOM ia2 FIRST FLOOR P.LAN � SCALE:iIB�=1�-V� NOTEFlFSiiL00RISK.FL6ED/SPttW�LLWOPPNATE WOPo( W1iH�Ptt OF8E9�SIW REPPE9MAtIVE FIRST AMENDMENT OF LEASE BETWEEN CITY AND SEBASTLAN AREA HISTORICAL SOCIETY. INC. The CITY OF SEBASTIAN, a Florida municipal corporation, and 5EBASTIAN AREA HISTORICAL SOCIETY, INC., a non-profit Florida corporation, hereby amend that certain Lease between the parties dated March 21, 2005 as follows: 1. The occupancy date for Lessee shall begin no sooner than three (3) days after receipt of written notice from the City that the historic restoration project for the building has reached substantial completion, nor later than 120 days from receipt of said notice, or be deemed in default. Z. All remaining provisions of the original Lease shall remain in full force and effect. EXECUTED on this � day of y, 2005, at Sebastian, Florida. � ATTEST: ;G[ . U Y�-� MMC City Approved as to Form and Legality for Reliance by the City of Sebastian only: ��� � Rich Stringer, Crty Attorn CITY OF A Munidi SEBASTIAN AREA HISTORICAL SOCIETY, INC., _ a non-vr�fit Flor�da comoration_ _ __ _ � _„_,_ � By: �� It : �rc_ �, c1 � ..�-� Manager ■ Natiorwide BUSINESSOWNERS POLICY DECLARATIONS ��� gy; NATIONWIDE MUTUAL FIRE INSURANCE COMPANY Named Insured Mailing Address SEBASTIAN AREA HISTORICAL SOCIETY INC PO BOX 781348 SEBASTIAN FL 32978 Policy Number. RENEWAL 77 BO 671-925-3001 D Form of Business: ❑ Partnership/Joirrt Verrture ❑ ❑ Limited Liability Comparry � ❑ Other. Sole Proprietorship Corporation Policy Period: From DECEMBER 4, 2009 to DECEMBER 4, 2010 at 12:01 A.M. * Standard Time at your mailing address. *Exceptions:12:00 Noon in New Hampshire Described Premises: Prem. No. Bldg. No. Location Address Descripdon af Business 002 01 1235 MAIN ST MEMBERSHIP ORGANIZATIONS SEBASTIAN FL 32958 Mortgage Holder Name and Address: Prem. Na. Bidg. No. Mortgage Holder Mortgage Holder IN RETURN FOR THE PAYMENT Of THE PREMIUM, AND SU&IECT TO ALL THE TERMS QP THI$ POLICY, WE AGREE TO PROVIDE YOU WITH THE INSURANCE AS STATED IN THIS POLICY. PROPERTY COVERA6ES ❑ Standard Form X� Special Form Limits of insurance for Buildings Replacement Cost (RC) / Actual Cash Value (AC1n Automadc Incre�e Business Personal Property LIMITS Of INSURANCE Premises No. Buiiding No. 002 01 RC � ACV % 25,000 Deductible $ 500 I This Policy Includes Busit�ess Income and E�ra Expense Coverage. Optional Coverage/6derior Building Glass Deduatible $ 500 Includes Copy�ighted Materiai of Insurance Cas. 4401-A (499) Services Office, inc., 19� Page 1 of 3 ■ � Nationwide � BUSINESSOWNERS P4LICY DECLARATIONS OPTIONAL PRQPERTY COYERAGES — Applicable ony if an'X� is shown in the boxes below: ❑ Outdoor Signs ❑ Tena�t's Exterior Building Glass ❑ Ir�erior Glass Basemerrt/ground floor level All floors ❑ Burglary and Robbery (Standard Form only) or � Money and Securities (Special Form ony) ❑ Employee Dishone.sly ❑ ❑ Earthquake ❑ ❑ ❑ COVERAGE EXTENSIONS — Optionai Higher Limits ❑ Accour�ts Receivabie ❑ Valuable Pape�s and Records ADDRIQNAL COVERAGES — Optional Higher Limits ❑ Forgery and Alteration LIABILITY AND MEDICAL EXPENSE COVERAGES Except for Flre Legal Uability, each paid daim for the following coverages reduces the amount of inaurance we provide during the applicable annual period. Please refer to Paragraph D.4. of the Businessowners Lfability Coverage Form. Liabiligr and Medical Expense Personai and Advertissing Injury Medicai Expenses Fire Legal Liability General Aggre�te Limit (�her than Producis-Completed Operations and Fire Legal Liabilily) Products-Compieted Operabons Aggregate Limit LIMITS OF INSURANCE $ Per Occurrence Square Feet Included $ Ir�side the Premises $ Outside the Premises $ 10, 000 Ir�side the Premises $ 10, 000 Outside the Premises � Per Occurrence 96 Deductible $ $ $ LIMITS OF INSURANCE Premises No. Building No. [�I�D 01 LIMRS OF INSURANCE $1 , 000, 000 Any One Occurrence Included in Above — Any One Person or Organizaaon $ 5,000 $ 50,000 $ 2, 000, 000 $1,000,000 Any One Pe�son Any One Fi�e or Explosion Includes CopyrigMed Material of Insurance Page 2 of 3 Services Offfce, Inc., 1996 Cas. 4401 A(499) �� Natwnwide ' BUSINESSOWNERS POLICY DECLARATIONS --- --- _._.. OPTIONAL LIABILtT1f COVERA6ES — Applicable ony 'rf an ��MITS OF IMSURANCE �c' is shown in the boxes below: � � � FORMS APPLICABLE TO ALL PREMISES AND BUILDIN6S: BP 00 09-0197 BP 0417-0196 CAS 6217-1102 CAS 6345-0705 CAS 4847-0501 CAS 4809-1094 CAS 4213-0106 CAS 6623-0807 I L 00 03-Q498 CAS 6234-0108 I L 09 85-0108 CAS 6558-0807 CAS 3228 CAS 2527 B-0794 BP 04 04-0196 $ � $ CAS 6283-0403 CAS 6216-1102 CAS 6356-1004 CAS 6522-0207 CAS 3391-0802 CAS 3880-0897 CAS 4869-0907 PREMIUM To�ai Annual Premium $ 543 . 69 .................................................................................................................................._...................... Includes the following miscellaneous charges FLORIDA HURRICANE CATASTROPHE FUND EMERGENCY ASSESSMENT .............. $ 5.00 FL 2005 CITIZENS REGULAR ASSESSMENT .............. $ 17. 35 2005 CITIZENS INSURANCE EMERGENCY ASSESSMENT $ 6. 85 FL 2007 FIGA ASSESSMENT ,,,__., __... $ 10. 00 FLORIDA DOR SURCHARGE $ 0.48 F.M.A.P. SURCHARGE ,.,.,,._..... $ 4.00 $ ...-•-•--..... $ $ ?�?�'r#ES SUBJECT TO PREMIUM AUDR AdvancePremium -• ..............................--------•---•----............-•-------------..._...................._....................................._..__..._ �__�� P$riods ❑ Annuaily ❑ Semi-Annually ❑ Quarteriy ❑ Morrthly In the everrt you cancei tt�e policy, we wiii retair ��t €� �;,u�a � v�:: �ty =���=:. �f1�G �7 1��"+= - " n.�ieera a'smw' P.Q. BQX ±47080 iij'�f}'iJ'J' i�ilii9irliJiiiiiis. �7i'iliLC�7Y1LLGr f-L JGOi't i= nanr+er ni• Af3¢tlt: sCifizi'iifn.i �; �2���ic:Cz KiM �� L!� I�1`�a' �Vt�� �NC: $ r� i+� i 7?3.s t1f �i:�.li��ti �i4�ttY~i��i��b2 il%t�s��a�{�+ 4t� �±��s3iY.i�b�r j'� ,thn�4_A f� f?nl �9.,,6%,n� f1iF;n jnn iCit'�� ¢�^ii *2 nf : -_ _ -__ ��� : , : -- _ -- .--_ "..«� -m.,.._ . ..- _ � - - = --- � _ -- ■ '' Na?mnwide� � FORNIS APPLICABLE ONLY TO SPECIFIC PREMISES/COVERAGES: BUSINESSOWNERS POLICY SUPPLEMENTAL DECLARATIONS Policy Number. RENEWAL 77 BO 671-925-3001 D * If ir�formation required to complete the coverage section is not shown, refer to the form indicated at left. Cas. 4403 PREMIER BUSINESSOWNERS POLICY PREMIER OFFICE PROPERTY DECLARATIONS Policy Period: Policy Number: ACP BPOZ5904665546 From 12-04-10To 12-04-11 Description of Premises Number: 002 Building Number: 001 Construction: MASONRY NON-COMBUST Premises Address 1235 MAIN ST SEBASTIAN FL 32958-4165 Occupancy T Classification: ASSOCIATIONS, INCL TRADE Described as: MEMBERSHIP ORGANIZATIONS WE PROVIDE INSURANCE ONLY FOR THOSE COVERAGES INDICATED BY A LIMIT OR BY "INCLUDED". The Property Coverage provided at this premises is subject to a$ 1,000 Deductible, unless otherwise stated. COVERAGES Building - Business Personal Property - Replacement cost LIMITS OF INSURANCE NOT PROVIDED $25,000 ADDITIONAL COVERAGES - the Coverage Form Includes other Additional Coverages not shown. Businesslncome-ALS- 12 Months- 72 HourWaitingPeriod-60DayOrdinaryPayrollLimit INCLUDED Extra Expense - Actual Loss Sustained (ALS) - 12 Months - 72 Hour Waiting Period INCLUDED Equipment Breakdown INCLUDED Automatic Increase in Insurance - Building 0% Automatic Increase in Insurance - Business Personal Property 2. 9% Back Up of Sewer and Drain Water �limit shown per Building, subject to $25,000 policy aggregate} $5, 000 OPTIONAL INCREASED LIMITS Account Receivable Valuable Papers and Records (At the Described Premises) Forgery and Alteration Money and Securities - Inside the Premises Outside the Premises (Limited) Outdoor Signs Outdoor Trees, Shrubs, Plants and Lawns Business Personal Property Away From Premises Business Personal Property Away From Premises - Transit Included Limit Additional Limit $25,000 $25,000 $10,000 $10,000 $10,000 $2,500 $10,000 $15,000 $15,000 OPTIONAL COVERAGES - Other frequently purchased coverage options. Employee Dishonesty Ordinance or Law - 1- Loss to Undamaged Portion 2- Demolition Cost and Broadened Increased Cost of Construction Hurricane Deductible - PB5442 - 05% Sinkhole Loss Coverage $25,000 $25,000 $10,000 $10,000 $10,000 $2,500 $10,000 $15,000 $15,000 NOT PROVIDED NOT PROVIDED NOT PROVIDED INCLUDED INCLUDED PROTECTIVE SAFEGUARDS This premise has one or more PROTECTIVE SAFEGUARDS identified by symbols herein. Insurance at this premise will be suspended if you do not notify us immediately if any of these safeguards are impaired. See PB 04 30 for a description of each symbol. APPLICABLE SYMBOLS: NOT APPLICABLE PB 81 01 (01-01) Page 1 of 2 DIRECT BILL L7fW KMP AGENT COPY UID 00 59 01649 PREMIER BUSINESSOWNERS POLICY PREMIER OFFICE MORTGAGEE ASSIGNMENT INFORMATION Policy Period: Policy Number: ACP BPOZ5904665546 From 12-04-10To 12-04-11 Assignment No: Address; Additional Interest: I nterest: Assignment No: Address; Additional Interest: 1 nterest: Assignment No: Address: Additional Interest: Interest: Assignment No: Address: Additional Interest: I nterest: Assignment No: Address; Additional Interest: I nterest: Assignment No; Address; Additional Interest: I nterest: Assignment No: Address: Additional Interest: I nterest: Assignment No: Address: Additionai Interest: I nterest: Assignment No: Address: Additional Interest: I nterest; Assignment No; Address; Additional Interest: Interest: PB 81 01 (01-01) Mortgagee Name: Loan Number: Mortgagee Name: Loan Number: Mortgagee Name: Loan Number: Mortgagee Name: Loan Number: Mortgagee Name; Loan Number: Mortgagee Name; Loan Number: Mortgagee Name: Loan Number: Mortgagee Name; Loan Number: Mortgagee Name: Loan Number: Mortgagee Name; Loan Number: Page 2 of 2 01650 PREMIER BUSINESSOWNERS POLICY PREMIER OFFICE LIABILITY DECLARATIONS Policy Period: Policy Number: ACP BPOZ5904665546 From 12-0410 To 12-04-11 WE PROVIDE INSURANCE ONLY FOR THOSE COVERAGES INDICATED BY A LIMIT OR BY "INCLUDED". COVERAGES LIMITS OF INSURANCE �iability and Medical Payments Per Occurrence Medical Payments Coverage Sub Limit Per Person Tenants Property Damage Legai Liability Sub Limit Per Covered Loss Personal and Advertising Injury Per Person Or Organization Products - Completed Operations Aggregate All Occurrences General Aggregate All Occurrences {Other than Products - Completed Operations) AUTOMATIC ADDITIONAL INSUREDS STATUS $1,000,000 $5,000 $300,000 $1,000,000 $2,000,000 $2,000,000 The following persons or organizations are automatically insureds when you and they have agreed in a written contract or agreement that such person or organization be added as an additional insured on your policy. Co-Owners of Insured Premises Included in Liability & Medical Payments Limit Controlling Interest Included in Liability & Medical Payments Limit Grantor of Franchise or License Included in Liability & Medical Payments Limit Lessors of Leased Equipment Included in Liability & Medical Payments Limit Managers or Lessors of Leased Premises Included in Liability & Medical Payments Limit Mortgagee, Assignee or Receiver Included in Liability & Medical Payments Limit �wners or Other Interest from Whom Land has been Leased Included in Liability & Medical Payments Limit State or Political Subdivisions - Permits Relating to Premises Included in Liability & Medical Payments Limit PROPERTY DAMAGE DEDUCTIBLE NONE OPTIONAL COVERAGES Nonowned Auto Liability Coverage PB 81 03 (01-01} Included in Liability & Medical Payments Limit DIRECT BILL L7FW KMP AGENT COPY UID 00 59 01651 PREMIER BUSINESSOWNERS POLICY PREMIER OFFICE FORMS AND ENDORSEMENTS SUMMARY Policy Period: Policy Number: ACP BPOZ5904665546 From 12-04-10 To 12-04-11 FORM NUMBER LI0021 PB0002 PB0006 PB0009 PB0311 PB0404 PB0514 PB0522 PB2998 PB2999 PB5442 PS9009 PB0412 0101 0108 0101 0406 0708 0101 0108 0108 0908 0102 0708 0708 0101 PB 81 03 (01-01) TITLE NUCLEAR ENERGY LIABILITY EXCLUSION PREMIER BUSINESSOWNERS PROPERTY COVERAGE FORM PREMIER BUSINESSOWNERS LIABILITY COVERAGE FORM PREMIER BUSINESSOWNERS COMMON POLICY CONDITIONS SINKHOLE LOSS COVERAGE - FLORIDA HIRED AUTO AND NON-OWNED AUTO LIABILITY EXCLUSION OF WAR - FLORIDA CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM - FLORIDA EXCLUSION - VIOLATION OF CONSUMER PROTECTION STATUTES EXCLUSION - FUNGI OR BACTERIA PERCENTAGE DEDUCTIBLE - HURRICANE - FLORIDA (OTHER THAN RESI FLORIDA AMENDATORY ENDORSEMENT LIMITATION OF COVERAGE TO DESIGNATED PREMISES AGENT COPY 59 01652 PREMIER BUSINESSOWNERS POLICY PREMIER OFFICE AGENT PREMIUM SUMMARY Policy Number: ACP BPOZ5904665546 Loc /Bldg Coverage POLICY WIDE OPTIONAL COVERAGES MINIMUM PREMIUM NONOWNED AUTO SURCHARGE/ASSESSMENT 02 01 PERSONAL PROPERTY EQUIPMENT BREAKDOWN LIABILITY BUILDING TOTAL PREMIUM Policy Period: From 12-04-10 To 12-04-11 Limits Premium INCLUDED 12 INCLUDED 115 25,000 294 INCLUDED 35 1,000,000 41 370 If an " is shown for a coverage, then the limit shown is the additional amount of insurance for that coverage - see the Declarations page for the total amount. PB 81 PS (01-01) DIRECT BILL L7FW KMP AGENT COPY UID 00 59 01653 �°��c��ri � /z�a.��i2 Nat�'a i�:�ride' ._ ..... : �n Your �ide" (� ^, .'...` ,�" (� �% �1.C.. �4`---'� �� '" `- �--�(.- (��' �..,. ` -� ` ��'_'' ��� { �..'R (i' • Bt 36 SS P2 SE$ASTIAN AREA HISTORICAL SQGIETY INC ` PO BOX 781348 ` SEBASTIAN; FL 32978-1348 PLEASE KEEP THIS FOR YOUR REC�RDS We are pieased ta serve your business insurance needs. 0ur company is committed to providing you high quality insurance protedion and superior service. If you should have any questions about your insurance portfolio or if you wish to make a change to your policy, please contad your agent. lMPORTANT INFORMATIDN ABQUT YOUR POLICY. ... Please spend a few minutes to read and understand your policy. Some items to which you should pay sPecial attention are as follows: • Special Required State Notices. These notices, when induded, point out specific items conceming your policy. We urge you to read them. - . Declarations Page. This shows such infoRnation as your name, address, the coverages provided, the policy term, policy limits,list of coverage forms, premium amounts, and other individualized information. � e 0 � N . Coverage and Endorsement Forms. This is the section of your policy which provides policy and coverage information_ Please read it carefully. POLICY NUMBER AC P 59-1-4665546 BILLING ACCOUNT NUMBER 924028512 Your Commercial Insurance Portfolio Courtesy of : AGENCY - FL- 59027 KIM ELLIS INS SVCS INC 990 US HIGHWAY 1 STE A - SEBASTIAN FL 32958-4172 090031794 AGENCY PHONE # 772-589-1800 DIRECT BILL �AACH 100B11 INSURED COPY ncP se-�-4ssss4s se 0000e�s IN 72 39 01 08 NOTICE OF TERRORISM INSURANCE COVERAGE NOTICE — DISCLOSURE OF PREMIUM Applies to all Commerciai Policies, except for Farmowners Multiperil, Business Auto, Crime, and Workers Compensation (This disclosure notice does not� provide coverage, and it does not �eplace any provisions of your policy. You shoufd read your policy for compiete information on the coverages you are prov�ded. lf there is any confl�ct between the policy and this nofice, the provisions of the policy shall pr+evail.) Coverage for acfis of terrorism is included in your policy. You are hereby notified that under the Terrorism Risk Insurance Act, as amended in 2007, the definition of act of terrorism has changed. As defined in Secaon 102(1) of the Act: The term "act of terrorism" means any act that is certified by the Secretary of the Treasury — in concurre�ce with the Secretary of State, and the Attomey General of the United States — to be an act of terrorism; to be a violent act or an act that is dangerous to human lifie, properly, or infrastructure; to have resulted in damage within the United states, or oufiside the United States in the case of certain air carriers or vessels or the premises of a United Sates mission; and to have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United Sates or to influence the policy or aifect the conduct of the United States Govemment by coercion. Under your coverage, any losses resulting from certified acts of terrorism may be par6ally reimbursed by the United States Govemment under a formula established by the Terrorism Risk Insurance Act, as amended. However, your policy may contain other exdusions which might affect your coverage, such as an exclusion for nuclear events. Under the formula, the United States Govemment generally reimburses 85% of covered terrorism losses exceeding the statutorily established deductible paid by the insurance company providing the coverage. The Terrorism Risk Insurance Act, as amended, contains a$100 billion cap that limits U.S. Govemment reimbursement as well as insurer's tiability for losses resulting from certified acts of terrorism when the amount of such losses exceeds $100 billion in any one calendar year. If the aggregate insured losses for all insurers exceed $100 billion, your coverage may be reduced. The portion of your annual premium that is attributable to coverage for acts of terrorism is $0, and does not indude any charges for that portion of losses covered by the United States Govemment under the Act. 1N 72 39 01 08 Page 7 of 1 MACHINE GAACH 2O11278 INSURED COPY ACP �'I�G 59 0000979 Nateonwade� On Your Side "' C4M-PAK SLI�1�iMARY PRINTED 10/Ofi/2011 ONE NATIONMIDE PLAZA COLtIl�US, OH 43215-2220 Number: acP s�a�s Effective from ��uarlo�� to �2ioano�2 Named insured: se�►sTU� aR�► HisTORicru. soc�erir �Nc Mailing Address: Po Box ��s SEBASTIAN, FL 32978-1348 Agency Name: �u� a.us iNS svcs iNC oe seo¢�-ooa se Agency Address: sEaasTUU+ �. at�s��M �Mlses-�soo ProduCer: K1IABERLY J ELLIS Divisfon A Program PRE�AIER BUSINESSOINNERS - QFFtCE (NICOA) Total Promiun $515.62 THIS IS NOT A BILL, SEE YOUR BILUNti STATEMENT NI - Estimated Total Premium: his Com-Pek is a portfolio of individual policios whieh sarves to combine rious iiaurance coreragos writton und�r a group of separate wnUxis f insute�o. MACHINE YACH 2M1276 INSURED COPY ACP b914686b46 PAKSUM 01 08 $ 515.62 0 v 0 Z 0 0 0 0 b9 OOOOB78� Nat�onv�de� NpT10NWIDE INS CO OF AMERICA On Your Sidey ONE NATIONWIDE PLAZA COLUMBUS, OH 43215-2220 PREMIER BUSINESSOWNERS POLICY PREMIER OF�ICE COMMON DECLARATIONS Policy Number: acP BPOZ �a�s Named Insured: sESasru►n atEa H�sTOeica� soc.�err iNc Mailing Address: Po sox ��s SEBASTIAN, FL 32978-1348 At}ef1Cy: IOIiA ELLIS INS SVCS INC Address: sESasTian � ��rr Agency Phone Number: n�2�-�eoo RENEWAL 09 59027 Policy Period: Effective From �2-oa�� To �s�o4-�z 12:01 AM Standard Time at your principal place of business. Form of your business entity: c�tPOw►noN Description of your business: Hisrottica� �useue� IN RETURN FOR THE PAYMENT OF THE PREMIUM AND SUBJECT TO ALL THE TERMS OF THIS POLICY, WE AGREE T� PROVIDE THE INSURANCE STATED IN THIS POLICY. CONTINUATION PROVISION: If we ot�er to continue yar coverage �d You or yar repr�tive do not socep�, this policy wiU �rtomatic�ty terminate on fhe expiration date of tl�e c�rrent policy period sfabed abwe. Failv�e Eo pay U�e required pretnium whetf due shatl mean tltat Y� fwve not aCCepted atr ol�er to corkinue yar coverage. This policy wiq terminate soa�er if anyr portion of the c�rr�ent policy period promium is rat paid vM�en due. RENEWAL POt.ICY NOTICE: In an e(fort to keep insura�r:e premiuns as fotiv as possiWe, we have sfreamlirred --_ Yar reneM►al Polioll bY not induding prindad copies of polic!► forn�s or endorsements that have not changed trom Your e�in9 Paicies, uNess they indude variable infonnation that is uruque to you. Reter to Y� P�or polides for pri�rted capies of U�ss (orms. If you have a need for �f!► torm, theY are available bY �� Y� a9� �r�rsnce to valtK eontracc (eall�nurance contracc): rne rsce charyea in lhis paicy is bssea upon the use of an irwr�e to value pravisiun (coi�uurance dausey attadied to this policy, wifh d�e consent of the itnured. Previous Policy Number ACP BPOZ 59046&554B I ENTRY DATE TOTAL ANNUAL PREMIUIIA $ SURCHAROEIASSESSMENT $ TOTAL POLICY PREMIUM $ °B'��'�� Countersignature Date 500.00 15.62 515.62 These Common Policy Declarations, together with the Common Policy Conditions, Coverage Form Declarations, Coverage Forms and any endorsements issued to form a part thereof, complete the Policy numbered above. PB 81 00 (01-01j DIRECT BILL MACH I�IAC INSURED COPY UID Page 7 of 2 00 5a ooee� 0 PREMIER BUSINESSOWNERS POLICY ,,,,,� PREMIER OFFICE Surcharges and Assessments Supplemental Dedarations Policy Period: Policy Number: ACP BPOZ5914665546 From 12-0411 To 12-04-12 FL FL STATE FIRE MARSHAL SURCHARGE FL EMPA TRUST FUND SURCHARGE Fi. FL CAT FUND EMERGENCY ASSESSMENT FL FL 2005 CITIZENS EMER ASSESSMENT SURCHARGE/ASSESSMENT TOTAL PB 81 OOA (01-M) $0.47 $4.00 $6.50 54.65 $15.62 DIRECT BILL YACH AAAC INSURED COPY UID 00 5A 00684 � PREMIER BUSINESSOWNERS POLICY PREMIER OFFICE PROPERTY DECLARATIONS Policy Period: Policy Number: ACP BPOZ5914665546 From 12-0411 To 12-04-12 Description of Premises Number: 002 Building Number: 001 Construction: MASONRY NON-COMBUST Premises Address 1235 MAIN ST SEBASTIAN FL 32958-4165 Occupancy T Classification: ASSOCIATIONS, INCL TRADE Described as: MEMBERSHIP ORGANIZATIONS WE PROVIDE INSURANCE ONLY FOR THOSE COVERAGES INDICATED BY A LIMIT OR BY "INCLUDED". The Property Coverage provided at this premises is subject to a� 1,000 Deductible, unless otherwise stated. COVERAGES LIMITS OF INSURANCE Building - NOT PROVIDED Business Personal Property - Replacement cost $25,800 ADDITIONAL COVERAGES - the Coverage Form Includes other Additional Coverages not shown. Businesslncome-ALS- 12 Months- 72 HourWaitingPeriod-60DayOrdinaryPayrollLimit Extra Expense - Actual Loss Sustained (ALS) - 12 Months - 72 Hour Waiting Period Equipment Breakdown Automatic Increase in Insurance - Building Automatic Increase in Insurance - Business Personal Property Back Up of Sewer and Drain Water (limit shown per Building, subject to $25,000 policy aggregate) OPTIONAL INCREASED LIMRS ^ Account Receivable Valuable Papers and Records (At the Described Premises} Forgery and Alteration Money and Securities - Inside the Premises Outside the Premises (Limited) Outdoor Signs Outdoor Trees, Shrubs, Plants and Lawns Business Personal Property Away From Premises Business Personal Property Away From Premises - Transit Included Limit 525,000 525,000 �10,000 810,000 510,000 52,500 510,000 515,000 S15,000 Additional Limit OPTIONAL COYERAGES - Otfier frequently purchased coverage options, Employee Dishonesty Ordinance or Law - 1- Loss to Undamaged Portion 2- Demolition Cost and Broadened Increased Cost of Construction Hurricane Deductible - P65442 - 05% Sinkhole Loss Coverage INCLUDED INCLUDED INCLUDED 4% 2. 9'i $5,000 $25,000 #25,000 $10,000 $10,000 $1Os000 �2s500 $10,000 $15s000 $15s000 NOT PROVIDED NOT PROVIDED NOT PROVIDED INCLUDED INCLUDED PROTECTIVE SAFEGUARDS This premise has one or more PROTECTIVE SAFEGUARDS identified by symbols herein. Insurance at this `� premise will be suspended if you do not notify us immediately if any of these safeguards are impaired. See PB 04 30 for a description of each symbol. APPLICABLE SYMBOLS: NOT APPLICABLE PB 81 01 (01-01) DIRECT BILL MACH MAC INSURED COPY UID Page1of2 00 5� OOA85 ,�-� PREMIER BUSINESSOWNERS PC)LICY PREMIER OFFICE LIABILIT1f DECLARATIONS Policy Period: Policy Number: ACP BPOZ5914665546 Fcom 12-04-11 To 12-04-12 WE PROVIDE INSURANCE ONLY FOR THOSE COVERAGES INDICATED BY A LIMIT OR BY `INCLUDED°. COVERAGES LIMITS OF INSURANCE Liability and Medical Payments Medical Payments Coverage Sub Limit Tenants Property Damage Legal Liability Sub Limit Personal and Advertising Injury Products - Completed Operations Aggregate General Aggregate (Other than Products - Completed Operations) AUTOMATIC ADDITIONAL INSUREDS STATUS Per Occurrence Per Person Per Covered Loss Per Person Or Organization Atl Occurrences All Occurrences $1,000,000 $5,000 $300,000 $1,000,000 $2,000,000 $2,000,000 The following persons or organizations are automatically insureds when you and they have agreed in a written contract or agreement that such person or organization be added as an additional insured on your policy. Co-Owners of Insured Premises Confrolling Interest Grantor of Franchise or License Lessors of Leased Equipment Martagers or Lessors of Leased Premises Mortgagee, Assignee or Receiver Owners or Other Interest from Whom Land has been Leased State or Political Subdivisions - Permits Relating to Premises _--� PROPERTY DAMAGE DEDUCTIBLE NONE OPTIONAL COVERAGES Nonowned Auto Liability Coverage PB 81 03 (01-01) DIRECT BILL MACH I�AC Included in Liability 8� Medical Payments Limit Included in Liability $ Medical Payments Limit Included in Liability & Medical Payments Limit Included in Liability & Medicaf Payments Limit Included in Liability � Medical Payments Limit Included in Liability � Medical Payments Limit Included in Liability 8� Medical Payments Limit Included in Liabil'rty � Medical Payments Limit Inciuded in Liability & Medicai Pay�ents Lirit INSURED COPY UID 00 S0 OOB67 • PRE�AIER BUSINESSOWNERS POLICY PREMIER OFFICE , FORMS AND ENDORSEMENTS SUMMARY Policy Period: Policy Number. ACP BPOZ5914665546 From 12-04-11 To 12-04-72 FORM NUMBER LI0021 P800Q2 P80006 P80009 P80311 PB0404 P80514 PB05Z2 P8Z998 P82999 PB5442 P89009 P80412 D101 0108 0101 0406 0708 0101 0108 0108 0908 0102 0708 0708 0301 PB 81 aii (Q1-01) TITLE NUCLEAR ENERGY LIABILITY EXCLUSIGN PREMIER BUSINESSOMNERS PROPERTY COVERAGE FORM PREMIER BUSINESSONNERS LIABILITY COVERA6E FORM PREMIER BUSINESSOMNERS COMMON POLICY CONnITIOM.S SINKHOLE LOSS COVERAGE - FLORInA HIRED AUTO AND NON-OMNED AUTO LIASILITY EICC�USION OF iiAR - FLORIDA CAP ON LOSSES FROt4 CERTIFIED ACTS OF TERRORISM - FLORIDA EXCLUSION - VIOLATION OF CONSUMER PROTECTION STATUTES EXCLUSxON - FI�IGI Wt BACTERIA PERCENTA6E DEDIJCTIBLE -�RICANE - FLORIDA (OTNER THAN RESI FLORIDA AMENDATORY ENDORSEMENT LIMITATION OF COVERA6E TO DESI6NATED PREMISES INSURED COPY b9 00�86