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Home My WebLink AboutLeaseOverview We are pleased to offer the following quotation for General Liability insurance. Please review this quotation carefully, as the terms and conditions offered may be different than requested. A specimen copy of the policy is available at your request. PROPOSED POLICY PERIOD: From 1/29/2017 to 1/29/2018 Premium: $1,454.00 CARRIER: APPLICANT: MAILING ADDRESS: COMMISSION: MINIMUM EARNED PREMIUM: Scottsdale Insurance Company Vlew A.M. Best Rating Sebastian River Area Chamber of Commerce 700 Main St. Sebastian, FL 32958 10.000% 25% Fees•:' $35.00 Taxes": $76.68 Total: $1,566.68 State Tax and fees are subject to change due to state legislation at the time of binding. Terrorism: Terrorism Coverage can be purchased for an additional premium of $100.00 plus applicable taxes and fees. Signed acceptanceirejection required at binding. Disclaimer Nothing contained herein constitutes owls intended to constitute a binder forlasurence coverage, No binderorinsumnce pollcy goes into effect unless and until coMamed by us. Note any pmposal of lnsumnce we may present to you Will be based upon the values developed and exposures to toss disclosed to us. Alf coverages are subject to the terms conditions and exclusions of the actual policy issued.. January 10, 2017 Page 1 of 5 General Liability Coverage Limits Type _ Umit_ ;_General Aggregate 82,000,000 I I Products & CompletedExcluded----- Operations i Each Occurrence I $1000000 Personal& Advertising Injury 1 $1000000 Damage to Rented Premises _ Medical Expenses _$100,000 $5.000 j Deductible Type-----. __- '- -------_._ L--_.__ ____—_.,_____�_+ Amount 1 Property Damage & Bodiy Injury Combined - IA —�� -- i _ Per Claimant So Class Codes —u Territo_i5&- ry i Claae Code ___- __r.__—_—___i_... - -- — -- Deacdptlon _._,____ --------- --- Ez sure Bests PeRate Premium e Din Remainder Remainder of 61227 _ .v Office STDG Rated As Buildings or 2,554 Area- 213.0000 1 SS44.Og State rOMISEd Ot6ce--Not For-Profif FL -006: 97179 _y IAuction j _—.. Remainder of Rated As Auctions—on I 150 Other �— 0.2100 $32.00 Stale Premises Owned or Rented I .—_ by the Insured— f I FL -006: 48557. Remainder of i Conced Rated As Social Gatherings --- 106.0008 j 5848.00 ,State I and Mealm s—on Premises i 1 Not Owned or Operated by 1 the Insured—Other Than Not- j 40059 rofit Fori Tour—.__ i Gofi Tournament I Remainder of Slate Rated As Athletic Games �_..—_—`f 744 I Other 0.2100 $30.00 Sponsored by the Insured— I I Other Than Not -For -front Additional Interests Type i Name �----.---t------a-------- Spedfic -- Forth - V Prornium � I COY of Se basfin - - ---- CG2011:AddiOonalInsured - egers Leas ----- Includetl� or ore of Premises January 10, 2017 Page 2 of 5 Forms T Edition Description -J I 11.98 Common Policy Conallion, IL0021 09-08 Nuclear Energy Uability Exclusion Endorsement (Broad FLm� 08-10 C -.—J--Omrn0.n-P.OQcY Declarations arallons 06-14 Minimum Earned Cancellation Premium UTS-3Ws 1 02-09 Amencinientolf Nonpayment Cancellation Condition UTS-4280 -111-12 Premium Audi, ;__.._06.98_—1 ,- - Serviceof Bull Clause UN&0VPG 01-16 Cover Page LJTS-SP-2 12-95 Schedule of Forms and Endorsements QTS -SP -3 08-98- --[------.,------ Schedule OfLomlicns mi-a�-nWCGO01 04-ICommercial Cllfi� CmereeFo_L_J CG2011 - Id. Insurea. Managers or Lesson of Premises T05.14 i Exclusion - Access Of Disclosure of Confidential a Personal Ifflonnation and Uablotr�—[ With Limited Bodily Injury Exception =14 - 12-07 _iJEMPloyment-Reiated Practices Exclusion 1 1 Fungi or Bacteria Exclusion CG2167 2-04o, I CG21 --.-L--_..- ___01.16 TExdu$icn'OiEelffl'edAcWofTemodsm Amendment of Insured Contract Definition 08-01 Icommercial General Llabfltt . y Coverage Part Supplemental Declarations ..I--10.93 (Commercial General Uablllty Coverage Part Extension Of Supplemental Declarations IS' 75 I 01-16 LiErnitallon Of COven398 to Designated Promises 9LS-227 I 0413 1 Assault and/or Bat" Exclusion I GLS -289s 11.07 I Knom Injury or Damage Exclusion - Personal arid Advertising Injury I.. GLS -30s 05-05 Contractors Special Conditions =-1411 08-12 I Hydraulic Fraduring j;clusion GLS -457s 10.14 i l G - LS -417s 10-0Advance Premium Endorsement QLS-5s 04-08 Special Event Participant Exclusion GLS -74s J 00-05 Amendment of Conditions n 94s 06-15 Bodily Injury, Property Damage, Personal and Adv ....... g Injury U80111ty, (Per Clalmano QedUCIll (a Endorsement 7.00 F1 ad, Policyholder olicy NOM0381IF1 07-09 Rodda Pollcyho - - .- - ---- I erNOU1; NQIX0178 0318 CJaInn Reporting Inrormation UTS-246s 09-10 1. Amendatory Endoraemenis(Wlfhout Medical Payments F - Xcluslon� I Asbestos ix ju �Icn -------- -- .UTSrZ67a—..--J- 05-98 Lead Contamination Fxclusl, UTS-29 Ft. 0 . ..... 0-97 cancellation and Nonrenewal - F90ride January 10, 2017 Page 3 of 5 SECOND AMENDMENT — SEBASTIAN RIVER CHAMBER OF COMMERCE LEASE THIS SECOND AMENDMENT of that certain Lease Agreement by and between the City of Sebastian (hereinafter called "landlord") and the Sebastian River Area Chamber of Commerce, Inc. (hereinafter called "tenanY'0, dated December 8, 2005 provide as follows: WITNESSETH: WHEREAS, the Landlord is the owner of certain property located in the County of Indian River, Florida; and WHEREAS, the Landlord agreed to lease such property under the Lease to Tenant; and, WHEREAS, due to the certain provisions in the Lease, duplicate insurance requirements were created. NOW, THEREFORE, in consideration of the mutual covenants herein after provide, the receipt and sufficiency of which are hereby acknowledge, the parties have agreed as follows: Existing paragraph XI and XII of the lease shail be removed and deleted and in its place shall be new paragraph XI and XII which shall read as foilows: XI. RENTER'S INSURANCE The Tenant shall, at its sole cost and expense, procure and keep in effect such standard renter's insurance to cover all contents in the facility. Said insurance shall be in amounts as may be deemed appropriate by the Tenant. In no such event will the Landlord be responsible for the tenant's contents in the event that they are lost, stolen, damaged or destroyed. XII. DESTRUCTION OF THE PREMISES In the event the building and/or other improvements erected on the premises are destroyed or damaged by fire or other casualty, the Landlord's obligation to replace or rebuild such facility shall be limited to the value of insurance proceeds that may be received. All remaining terms and conditions of the Lease Agreement dated December 8, 2005 shall remain in full force and effect. This second option is executed on this 23�d day of January 2013. ATT ST CI OF BASTIAN � �� , _�-- S . aio C A i' er City Manager Approved as to Form and Legality for Reliance by the City of Sebastian Only ��-T d/� Robert A. Ginsburg City Attorney SEBASTIAN RIVER AREA CHAMBER OF COMMERCE, INC. � (.�,��. By Its: �� (��l r� r2, FIRST AMENDMENT - SEBASTIAN RNER AREA CHAMBER OF COMMERCE LEASE THIS FIRST AMENDMENT of that certain Lease Agreement by and between the City of Sebastian (hereinafter called "Landlord") and the Sebastian River Area Chamber of Commerce, Inc. (hereinafter called "TenanY'), dated 8 December 2005, provides as follows: WITNESSETH: WHEREAS, the Landlord is the owner of certain property located in the County of Indian River, Florida; and, WHEREAS, the Landlord agreed to lease such property under the Lease to Tenant; and, WHEREAS, due to the current economy, certain provisions in the Lease were unattainable. NOW, THEREFORE, in consideration of the mutual covenants hereinafter provided, the receipt and sufficiency of which are hereby acknowledged, the parties have agreed as follows: Section II of the Lease, titled - Renovation of Improvements, shall be amended as follows: II. RENOVATION OF IMPROVEMENTS Lessee may renovate the existing building and appurtenant improvements upon the premises in accordance with plans to be approved by Landlord, including an expansion of the footprint of the building by addition of a ten foot deep, more or less, porch atong the north, east and west frontages of the building. Landlord shall undertake reasonable accommodations in executing standard business documents required of a lender for construction upon a leased premise, but shall not allow its ownership interest to be subject of any security interest. Landlord shall also cooperate, as the owner, in permitting and in the applicant process for grant to finance these improvements. Notwithstanding the provisions of Article XXI, if renovations in accordance with the Composite Exhibit "I° are not permitted by January 22, 2015, or completed by January 22, 2017, the teRns of the 1997 lease between the parties, as extended, shall go back into effect. This Lease shall automatically exercise the renewal option specified in paragraph 1 of the 1997 lease. This timeline shall be reasonably extended in the event of force majeure or Act of God. Landlord agrees to maintain, at all times, no less than twelve (12) public parking spaces within two hundred fifty (250) feet of the leased premises. All remaining terms and conditions of the Lease Agreement dated 8 December 2005 shall remain in full force and effect. This first option is executed on the �� day if J�� 2010. ATTEST �� ,�-------- Sally A. Maio MC City Clerk Approved as to Form and Legality for Reliance by the City of Sebastian Only Robert A. Ginsburg City Attorney CITY OF SEBASTIAN SEBASTIAN RIVER AREA CHAMBER OF COMMERCE, INC. A Non-Profit Florida Corporation By �.J� � its: �s'idt�..�- � FIFTY YEAR LEASE The CTTY OF SEBASTIAN, a Florida municipal corporation, refened to in this lease as "Landlord", hereby leases to SEBASTTAN RIVER AREA CHAMBER OF COIVIlV�IZCE, INC., a non-profit Florida corporation, referred to as"Lessee", those certain premises, referred to as "the premises", lying and being in the county of Indian River, State of Florida, to-wit: See attached Schedule "A " The parties agree to be legally bound as follows: L TERM The term of this lease shall be for a period of fifty (50) years, commencing-at-32:01-�4:M.—on -_ __ __ __- January 1, 2006. II. RENOVATION OF IlVIPROVEMENTS Lessee may renovate the existing building and appurtenant improvements upon the premises in accordance with plans to be approved by Landlord, including an expansion of the footprint of the building by addition of a ten foot deep, more or less, porch along the north, east and west frontages of the building. Landlord shall undertake reasonable accommodations in executing standard business documents required of a lender for construction upon a leased premise, but shall not a11ow its ownership interest to be subject of any security interest. Landlord sha11 also cooperate, as the owner, in permitting and in the application process for grants to finance these improvements. Notwithstanding the provisions of Article XXI, if renovations in accordance with Composite Exhibit "I" are not permitted within five yeazs hereof, or completed within seven years hereof, the terms of the 1997 lease between the parties, as extended, shall go back into effect. This timeline shall be reasonably extended in the event of force majeure or Act of God. Landlord agrees to maintain, at all times, no less than twelve (12) public pazking spaces within two hundred fifty (250) feet of the leased premises. III. RE1VT Lessee agrees to pay the Landlord as rent for the use and occupancy of the premises the amount of $1 per year payable by the 15�' day of January each and every yeaz commencing in January 2006, at the Finance Department office of Landlord or such other place or places �s Landlord may from time to time designate by written notice given to Lessee. IV. USE OF PRENIISES The premises shall be used exclusively by Lessee for piuposes associated with the traditional functions of a chamber of commerce, and for no other use or uses without the express written consent of Landlord. However, Lessee shall not commit or permit the commission of any acts on the premises nor use nor permit the use of the premises in any way that: (a) violaxe.s or conflicts with any law, statute, ordinance, or governmental rule or regulation, whether now in force or hereinafter enacted, governing the premises; or (b) constitutes the commission of waste on the premises or the commission or maintenance of a nuisance. V. ASSIGNMENT OR SUBLEASING Lessee may not assign, or otherwise transfer ttris lease, or any right or interest in this lease without the prior express written consent of Landlord. VI. SURRENDER OF PREMISES On expiration or sooner tezmination of this Lease, or any extensions, Lessee shall promptly surrender and deliver the premises to Landlord in good condition, subject to the demolition and replacement provisions of Article II, reasonable wear and tear excepted. VII. bZAIN1�NANCE AND REPAIRS Lessee ac�owledges that it will repair and renovate the premises to result in a good, clean, and safe condition and repair. Lessee shall, at all times during the term of this lease and any renewal or extension thereof, maintain, at Lessee's sole cost and expense, the premises, and every part of the premises, in a good, clean, and safe condition, free of pests, and shall on expiration or sooner termination of this lease surrender the premises to Landlord in good condition and repair reasonable wear and tear and damage by the elements excepted. Lessee sha11 be responsible for the provision of all utility and other services to the premises. Lessee hereby waives any right to make repairs to the premises at the expense of Landlord as provided by any law or statute now or hereafter enacted. In the event that a situation in the reasonable judgment of the Landlord requires that immediate repairs be performed to any part of the Premises, Landlord may perform the same with or without notice to Lessee, and Lessee shall reimburse Landlord in a timely manner for expenses incurred thereby. VIII. INSPEGTION BY LANDLORD Lessee shall permit Landlord or L,andlord's agents, representatives, or employees to enter the premises at all reasonable times for the purpose of inspecting the premises to determine whether Lessee is complying with the terms of this lease and for the purpose of doing other lawful acts that may be necessary to protect Landlord's interest in the premises under this lease. IX. PERSONAL PROPERTY TAI�S Lessee shall pay before they become delinquent all taaces, asse.ssments, or other charges levied or imposed by any governmental entity on the furniture, trade fixtures, appliances, and other personal property pla�ced by Lessee in, on, or about the premises including, without limiting the generality of the other terms used in this section, any shelves, counters, vaults, vault doors, wall safes, partitions, fixhu�es, machinery, plant equipment, office equipment, television or radio antennas, or communication equipment brought on the premises by Lessee. X. REAL PROPERTY TAI�S All real property taxes and assessments levied or assessed against the premises by any governmental entity, including any special assessments imposed on or against the premises for the construction or improvement of public works in, on, or about the premises, shall be paid, before they become delinquent, by Lessee. XI. PROPERTY CASUALTY INSURANCE The Tenant sha11, at its sole cost and ex�sense, procure and keep in effect such standard policies of property casualty, fire and extended coverage insurance in an amount equivalent to the appraised value of the improvements to the premises. Upon request, the Tenant shall provide to the Landlord a certificate of such insurance with evidence of the payment of the premium therefor. The Landlord shall have no obligation to keep the buildings and improvements on the leased premises insured nor shall the Landlord have any obligation to insure any personal properiy used in connection with the leased premises. Any policy or policies of instu�ance required pursuant to this Lease sha11 be issued by one or more insurance companies authorized to engage in business in the State of Florida and wlrich have a rating of at least A+ by A.M. Best and Company and at least an AA rating by both Moody's and Standard and Poors. Such shall contain a clause preventing cancellation of any coverage before thirty (30) days written notice to the Landlord and shall name the Landlord as an additional insured. Upon the request of the Landlord, the Tenant sha11 provide copies of said policies to the Landlord. In the event that the Tenant's use and occupancy of the premises causes any increase in the premium for any property casualty or fire insurance maintained by Landlord on the Leased Premises or any portion thereof, Tenant shall reimburse Landlord for the amount of said increase within thirty days of notice of the same. XII. DFSTRUCTION OF PREMLSES In the event the building and/or other improvements erected on the premises are destroyed or damaged by fire or other casualty, the Landlord shall have no responsibility or obligation to make any expenditures toward the repair andlor replacement of the building and other improvements on the leased premises. Tenant, at its option, shall either cause said building and/or other improvements to be replaced or said damage to be repaired as rapidiy as practicable, or sha11 elect not to repair the premises and terminate the lease. (a) In the event the Tenant elects to repair or replace the improvements on the leased premises, the Landlord shall have no claims against any insurance proceeds paid to the Tenant on account of such damage; provided, however, that all repaired or replaced improvements are done so in a manner equal to or better than the improvement being repaired or replaced. (b) In the event the Tenant, under its option, elects not to repair or replace the improvements upon the leased premises, the Landlord shall be entitled to such portion of any insurance proceeds equal to its good-faith estimate of the cost to remove all remaining portions of the damaged or destroyed improvements and a11 rubble or debris resulting from said casualty. Landlord shall be entitled to said amounts even if it decides to rehabilitate the improvements. Any remaining procceds shall be the sole property of Tenant. XIII. ALTERATIONS Except for renovations of the building as set forth in Article II, above, Lessee shall not make or permit any other person to make alterations to the premises that will expand the lot coverage of the Fremises without the prior written consent of Landlord. Any alterations to the premises by Lessee sha11 be made at the sole cost and expense of Lessee. Any and all alterations or improvements made to the premises shall on expiration or sooner teimination of this lease become the property of Landlord. XIV. INDENIlVITY Lessee shall indernnify and hold Landlord and the property of Landlord, including the premises, free and harmless from any and all liability, claims, loss, damages or expenses, including counsel fees and costs, arising by reason of the death or injury of any person, including any person who is an employee or agent of Lessee, or by reason of daznage to or destruction of any property, including property owned by Lessee or any person who is an employee or agent of Lessee, caused by or connected with Lessee's occupation and use of the premises under this lease other than intentional tortuous acts of Landlord or an employee or agent of Landlord. XV. LIABILITY INSURANCE Lessee shall, at its own cost and expense, secure within 10 days and maintain during the entire term of this lease mid any renewals or extensions of such term a broad form comprehensive coverage policy of public liability insurance issued by an insurance company acceptable to Landlord and insuring Landlord against loss or liability caused by or connected with Lessee's occupation and use of the premises under this lease in amounts not less than: (a) $200,000 for injury to or death of one person and, subject to such limitation for the injury or death to one person, of not less than $1,000,000 for injury to or death of two or more persons as a result of any one accident or incident; and (b) $500,000 for damage to or destiv�tion of any property of others; or such higher amount as may be set as the liability limits under the waiver of sovereign unmunity provisions of law. XVI. UNREMOVED TRADE FIXTURES Any trade fixtures that are not removed from the premises by Lessee 30 days after this lease's expira.tion or sooner terniination, regardless of cause, shall be deemed abandoned by Lessee and shall automatically become the property of Landlord as owner of the real property to which they are affixed. XVII. ACTS CONSTITUTING BREACHES BY LESSEE Lessee shall be guilty of a material default and breach of this lease should: (a) Lessee default in the performance of or breach any provision, covenant, or condition of this lease and such default or breach is not cured within thirty days after written notice thereof is given by Landlord to Lessee; or (b) Lessee breach this lease and abandon the premises before expiration of the term of this lease. XVIII. REMEDIES FOR DEFAULT Should either pariy be guilty of a material default and breach of this lease as defined in this lease, that party shall have available the remedies given by law or equity, and a non-defaulting party shall additionally be entifled to an award of court costs and attorney's fees against the defaulting party. Landlord, in addition to any other remedies given by law or equity, may terminate Lessee's right to possession of the premises and recover and regain possession of the premises in the manner provided by the laws of the State of Florida. XII�. WAIVER OF BREACH The waiver by Landlord of any breach by Lessee of any of the provisions of this lease shall not constitute a continuing waiver or a waiver of any subsequern breach by Lessee either of the same or another provision of this lease. XX. NOTICES Any notice, report, statement, approval, consent designation, demand or request to be given and any option or election to be exercised by a party under the provisions of this Lease shall be effective only when made in writing and delivered (or mailed by registered or certified mail with postage prepaid) to the other party at the address given below: Landlord: City of Sebastian 1225 Main Street Sebastian, FL 32958 Attn: City Manager Tenant: Sebastian River Area Chamber of Commerce, Inc. 700 Main Street Sebastian, FL 32958 Attn: Executive Director provided, however, that either party may designate a different representative or address from time to time by giving to the other party notice in writing of the change. XXL PRIOR AGREEMENTS Except as otherwise specifically provided in this section or in the fa11-back provisions of Article II, this lease shall supercede a11 prior agreements between the parties as to use and occupancy of the properties at the eastern side of the intersection of US Highway 1 and Main Street in Sebastian. It is ageed that the parties hereby direct escrow agent Warren Dill, Esquire, to deliver to the City Clerk the Quit-Claim Deed held in escrow pursuant to the Comprehensive Property Settlement and Escrow Agreement between the parties dated March 20, 2002. Escrow Agent is further directed to mark a11 remaining documents as "Void and Superceded" and deliver the same to the City Clerk for recordkeeping in accordance with Florida Public Records law. EXECUTED on this $ th day of December, Z005, at Sebastian, Florida. ATTEST: , _____._= Sally A. M ' , MMC City Cle Approved as to Form and Legality for Reliance by the City of Sebastian only: � \ Ric Stringer, Crty Atto e SEBASTIAN RIVER AREA CHAMBER OF CONIl��RCE, INC., a non-profit Florida corporation li L��/ �'/i � �, �_ i � � � �� CZTY OF A Muni�ci Manager SCHEDULE "A" Begin at the southeastemmost point at which US Higb.way 1 and Main Street in Sebastian, Florida, intersect, then run east 110 feet along the right-of-way for Main Street, thence run southward in a li.ne parallel to the right-of-way of US Highway 1 for a distance of 100 feet, thence run west in a line para11e1 to the right- of-way for Main Street until intersecting with the right-of-way line for US Highway 1; thence run northward along said right-of-way line for US Highway 1 to the point of be�inning. ;� t � � Exhibit I � � � � � � � y � � � � � � � � � 0 � � v � � �T � V � � � � 0 � w � � � � � � � � � • O N `� � � � � � � � O � 0 � . I � �� j I ` I � � I ' i � � i � ; i � � I o, � ! �i I ; U I ' c ; � I , � I ; � i ! � i ��1 � I '! .� � '� i . _ :1dT�L�L�r�T� I.--- � � ... %L-s�p . . _.. _.. ._ .. .. .. . .._._. ... .. _ .. _....._ ..._. _. _. __ ._..-°--__. .__.._ ......-�--- . J . �. �- �i �Y . . � . . . . . . � . . . � . � i � t�'...r^v' S ' �. f .. � �2 � � �_� �� .. —� � -- .� ..�'.�� T "`� �( � r ..� �.: � �_ 7 ..�''%�----- �k=- - —. __ : % - L---�- "t % i�_! - _ _ - ^°'�.,,,� ^ .i1;��.i v r . '� — _ --- - -__.�'�'`+. ,j. , _ _ .. . }� _ T � +�f �, `�f'�', `.�'.--s- -i �� ' . � � . i S i _ . . _ _ .Y � { _ -. � , dif e1 �1 �� s� I��.�i �� r //�AIK S1REEi ELEVATIbN y�. �. �. L, � I �_�o �I POLICY NUMBER: BUSINESSOWNERS . ' THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED-OWNERS OR OTHER INTERESTS FROM WHOM LAND HAS BEEN LEASED This endorsement modifies insurance provided under the following: BUSINESSOWNERS POLICY SCHEDULE* 1. Designation of Premises (Part Leased to You): 700 MAIN ST SEBASTIAN FL 32958 2. Name of Person or Organization: CITY OF SEBASTIAN CITY HALL MAIN STREET SEBASTIAN FL 32958 The following is added to Paragraph C. WHO IS AN INSURED in the Businessowners Liability Coverage Form: 4. The person or organization shown in the Schedule is also an insured, but only with respect to liability arising out of the ownership, maintenance or use of that part of the land leased to you and shown in the Schedule and subject to the following addition- al exclusions: This insurance does not apply to: a. Any "occurrence" that takes place after you cease to lease that land; or b. Structural alterations, new construction or demolition operations pertormed by or for the person or organization shown in the Schedule. * I nformation required to complete this Schedule, if not shown on this endorsement, will be shown in the Declarations. BP 04 10 01 87 Copyright, Insurance Services Office, Inc., 1985 02/27/2007 10:51 7725895993 SRA CHAMBER COMMERCE ren u� U'! 11:4�a RZ1 InsUranae Source i722319x44 PAGE 01/02 p.l A�,� EVIDENCE OF CQMMERGt,�4L PRQP�RTY �NSURANC °^�,'""'°°"� THIS iS EVtb�NC� THA7 IMgUFLqIVC� AS IDENTIFIED BELbw WAS BE�N ISSUEp, IS IN FdRCE, qND CONVEYS ALL THEaRIGHTS AND PR�V�I.EGES AFFORDEO UNDER TM� pD4GY. raonuc�r+ rua�n�, caurncr �dNe 77x 231-3Sb0 COMPANY wqM6 ANO A�DRESB �9dN AN� noOR693 FAI( ' . xAIC qa; �y�-�---. HlsGpx - Llvyd'S Syndlc6lte pp33 A!t In�uran�e 3ource clv Grfsham & Assaciates, Inc. 2855 pcean Drhre, B-8 P. D. 8ox 11647t Vorn F7a�wh r� ��e�� AtlankBl GA 30368 NaMRp IN3l1RED ANG qDDREg.9 Sebastian Rlver ChambQr of �ominerce 700 M2�fn St1'ect 5ebastian FI. 32958 AbompNpL un�nao IN9uRwo(si� '- "`-- " -- �ity/ Of Se6astlan IF MULTIP�q COIAPAwQd, COntrLGTE asrARAr� F4RM Fwt HACN IOAN NUMBER FOLOCY FiUMBER � �� srREern�9 aare �xriannoN oare 01�/2007 p�rZ9�2oa8 n�re R�LacLS PRwr� cv�DewC� DA'fED� ��++�� .� �� nrvrt�viq 1 IV W usa aqqtt;onal sheet� E! more s Ce !8 I' IJIF9d LOCnnpNfDeSC�plrypp �ammercial bullding iocalted at 7�0 Mdin Stre�t, °,,,ebasUar�, pL 32058 CaMMERC�qL PROp�{�Ty CQvERAG� AMOUNT OF INSURANC,Y; s BUSINESS iNCbMF_ / RENTA� yALLI� BLnwKET GbvERqap TERRQRISM COVERqG� �S COVERAGE p�pVIDE� FOR �cexT�FIEO acTS" ONr.Y7 fS CC7�/FRAG� A 3TANp ,q�ONp RpLICY� �� DOES COVERnGE INCLUDE bOME^oTIC TFqRURtSM? CqVEFt,4GE hOR MpLD MpLb EXCLUSION (f( "YE�', s�ecly emanl=stion'a}am uayd) REPLAC�p4ENT CQST AdR�E� AMOVNT I �QUIPMENT aRENmOWN (n Appllcnelc) Lnw AND ORqiNANC� - Ceva�a_p ter Io�s to un�l�ag�tl pnrtton pf bu - CkmoYNon COSm _ - Inix. Coat o4 Canatrue[laR EhRTHOU�KE (ttnppllr�bfe� F�op� �n apau�abie� WINO r NAIL (ir saperalc Pollc� PERM�SSIDN TO WqntE 3UBRppp7ipN PRIOFI TO LoSS REMqRKS � Irtaluding SpeCiai Con�iftions (Use pddiU�pnai iE more nYes, �,��nrc. M YE3, �dkele anlourst et insurance on Atlacli s�pned 6;ar,bnuro NoNcg 1 DEC �t vr_s, SuB LIn�17: KYES. LIMlT; It YE3, + SUB uMIT; IFY�S, LIMIT: � YE3, �F YES, 6 YE9, fF Y _ES. ■ YES, fI YES. � Y�'5, � YEB, 96 L�MR; LIMIT: LIMIr: IJM1T; L11�117: LIM17'; CpN7'1NU�p �ryTIL �N��1+��91F CHECKED QEb; Aslu6t lass SuamiMtf R W Rronths: Hem �der.HAedahove; S DED: a�o: DED; QED: bEO: Om; n�o; oEO; THE PQi„�GY Is SUB.l�CT TD TH� pRE�p��MS, FOi�g, AkP RUI.�S IN �FFECT ppR EqGH PO�CY PEfil00. $NOUt.f) 7}1E PQF.iC1F BE TERMINATEo, '�� COmaANYwr�,t,6n�THEaoatTtoNALlrarERESTmENnpi�ose[,O� �pygWRIT'�'pNN0710E,ANOWILRS6NDp10TIF1CAT10NOFANYGHANGESTQ TH6 PQl(CY TFIAT WQULD AFFECT THAT INTEREST, IN ACCOR�ANCE WITFI TNE PDLICy PRpy�SION$ pR A$ REqU1RED BY LAW. A¢ORIONAL INTERF_ST NAME ann ADDREg� 4ENbERa�RV1CIrv6AGENTp1,1pq�Ar�qODRegg . City of Sabastfan 1225 M�in 5b�ect SEbasdan,FL 3295$ /�'�1'IV : Sh Pr�. �'r/�nCrS �RTGAGEE % 8d({jtjOfla� IfiSU�ed AUTNOt�ED REPR@SENtq'ITVE LOSg PAYEE �% � 4CORn 2$ I?rx13f1Q} ,(e,.la/ 62/27/2007 10:51 7725895993 SRA CHAMBER COMMERCE F�b o0 07 II=�4� R11 Znsurance saurce �722319144 AcaRn c�Rr�Fic,�r� o� ��Aa��.rr�r in�su�,NC� PRODUCER TWfS CERTIF1CqTE IS ISSU�D q; All lr�ssurdnce Sourc� ONLY ANn CONFEaS NO RIGI 2855 Ocean Drlva, g-6 HORI7ER, rMIS cERTIFicATB bc ALTER THE COVERAGE AFFbRC Vero Baaah �� 32963 iNSUFt�R9 AFFORDtNG CpVF�2.qGE iw"�E° g�bagtian River Chamber of Commerce YUO Main Street �suwER,�; SCpTTSDAI.,� INSUit�qlJ MSUR�R B: -- ..��_ S��8SG811 FL S�JbB INSURER c; __ PAGE 02/02 p.2 DATC (Awvoo/yryr� THE CER7IFIC I�MD, _ EX'1'ENb # THE po��CtEB oF INSURnNC6 Lt37�D B�pW }{qyE BEEN 153UED 70 THE �MSUREb �r.qMEO ag04E FDR TFIE api.iCY PERI00 INpICA1�b, NOTIMTiiSTqNDING �N� REQWREMEN7, TERAA QR GONOff10N OF ANy CQNTRQt;Y OR OTM�n QpCUnnENT rnnrH pESPEG� TO wh11CN TMiS C�txtIFlCqTE MaY BE rS6UEO oR �aY pEa7AtN, TWE 1N5URaNCG ppFOROED BY T�E POUGES nESCRrB�p HERE�N �� Sue�kC7 To p�L rrr� T�wwg, E�(CLUSION9 AND CONDITIpN$ OF SUGH PD�,ICIE3. Appp[-(�,p'� LIMITS &HOWN MAY FiAVF 9EEN RFbUCEO 9Y PAID CWNS, IH` qTr' �—T — osr,eau u.�uTr -_ A K K CDMMERC�ALGENERALUA9i�,�'n CL$�3��2�5 CLAIAqS nfADF � OCCUR f�M� AGGpER,TE utMr As'PL�e6 cgR: I 4lJOBII,� �,�pg�y ANYwi R6 ALL dW NCQ AUT06 SG�DULED qU70S HI�ED AUl'Q5 NON•OWt�EO AUTbg A6E LIA61LnY ANY AUTo OCC! �R �„J G�A4W3 MAD� • � �7E�UCrisR@ wORK�ft9 cOMPEN8ATI0N ANo EMPLOY�{�g LIABtta7y ANY PROPRIETOR1PqaTNF,RlE%EC�IVE QFFICL-R/�uEMBCR Ex�►,IJOBfI� �f tleeQiby unoer �U 1A51 N�pp�py� OTXER ' o�l29lzoo7 � oh�2s12Daa D@acwn'Tlpp oF pFERanoKy� Wcq7�On9 r vHmC�es/ Pxc�uSlONS nopEn ev �pOOnsOqpNr i ssMa.0 aROVi9ioNS cirY oF s��,nsr�Qw �2zs MAiN srR�e-r SEBA5TfAN, �L 32958 A�r��U: Si,�r�, Fr�� cr�S � i coMem�o e�nc� r,i�nr s (E6 omdefW BODILY W,��Y (pnrp�y�p�� S DODqv MJIIRY tl'ereccww,q 1 PROPERTY I�q�G� s (Pa Aoc7��eM1 OTHER 1'MAH +Ai1T0 ONLY; 9F10ULDAMY OF THEnapyE DE6CpBEp pq,t�g g�CANCIEt„�Ep eE� *H6o�pp�noN DA1E TF�oF. THE �s.4UW0 Iro9UR6a 1n�.�. EM7s,qVpq TO IIAIL _ D a� �� NOTIC4 TO TNE C�RTFICAT! a1p�DER NqfMEp 7p TME LEF7, S� FARIIA� Y'O pp SQ $F{/y,� RI�03E NO OBL►p�q7W� OR I.IABILR+r pp,�py qNp upq� 7XE p�gUpp� �,��,5 DI� pEl'lY.9EMrATIVEa AlYrH6RR601tFpR�E(qrA� �a �,. m,�ccs�� cor�v�xxrioro , 03/65/2010 13:46 7724689073 SUSAN SKINNER PAGE 01/02 A Q� � C�RTIFICATE OF LIABILITY INSURANCE DATE(MM/GD/VYYY) osrozno� o PRODVCER THIS CERTIFICATION IS ISSUED AS A MATTER OF INFORMATION Optimal InsuranCe Group ONLY AND C4NFERS NO RIGHTS UPOlV TFIE CERTIFICATE 4800 N. �ederal Hwy Ste D106 HOLDER. TH1S CERTEFtCATE �OES NOT AfIM�ND, EX7END Oft Boca Raton �I 33431 ALTEFt THE CpVERAGE AFFORDED BY TME POLICIES BELOW. INSURERS AFFORDfNG COV�RAGE NAIC # iNSU�o INSURER A Scottsdale Ins Co Sebastian River Area Chamber of Commerca ,NSUaEa e: United States Liablllty Ins Co 700 Maln St iNBUREft C; Seqestian, Fl 32958 iNSUaEa o: tNSURER E: THE POLICIES OF INSURANCE IiSTEb BELOW NAVE 6EEN ISSUED TO 7HE INSURED NAMEO ABOVE FOR THE POLICY pERiOD tNDICATED. NOTWiTHSTAND{NG ANY REQUIREMENT, TERM OR CONDITION OF ANY CON7RqCT OR OTHER DOCUMENT VNTH RE$PEC7 TQ WHICH TNIS GERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POIICIES DESCf�IBED HEREIN IS SUBJECT TO AlL THE TERMS, EXCLUSEONS AND CONDITIONS OF SUCH POLICIES, AGGREGATE llMITS SHOWN Mp.Y HAVE BEEN REDUCEO BY PA10 CUiIMS. INB ADO' POI.ICYEF�CnvE POLICYSXPiRATION �TRINgR TYPEOF�NSURANGE POIIGYNUU�B� nq7e naMl6b/YVYY� OATE(MMIDDIYYYI� LlM1TS GENERAL LIASIIITY �Gg11 p94808 41/29/207 p 01/29/2011 �CH OCCURRENCE s 1,000,000 A x COMMERCIa� GENERAL UABILITY PREMISES F� xcurronce S 1,DOO,OOO CI,A��S MADE � OCCUR MED EXP (My arte person) S S,OOO pERSONAl6ADVINJURY S 1,000,000 GENERALAGGREGATE 5 2�OOO,QOO GEN'L AGGREGATE UMIT nPpLYES PER: PRpDUCTS _ GOMP/OP AGG S excluded POUCY j�� LOC 5 nuro�soei� uaen.m COM6INEDSINGLELIMIT S p�y q�p (Ea acclCent) ALL OWNEO AUY'OS 80Pt�r ireJU�Y 3CHEDULEO AUTQS �P°� ��0n� 5 Ftl RED AUTOS BODILY INJURY $ NON-0`NNED AUTOS (Pef Bcdtlent) PRQP�RTY DAMAGE s . (Paracddem) GARA6E LIABILiTY AUTQ QNLY - EA ACC�D£NT S ANYAUTO OTHERTHAN �� s AUTOONLY: ACi6 S E%CESS/UMBRELI.AUA6I�IT' FACHOCCURRENCE S OCCUR � CWM3 MAOE AGGREGATE 8 S DEOUCTIBLE 9 RfiYENTION S S WORKERS COMPENSpnON aNG WC STATU- OTH- EMPLUYER6' ��BIf.tTY TORY LIMITS ER AM' PROPRI�TORIPARTNEFUEXEC�T�ve Yr—� _ EL EACH ACC3DENT S OFFICERfMEMeER E%C�UOED9 �ManOatory in NH �,4 DISE�6 - EA EMPLOYE y } Y�� 8�� E.L �tSEA5E - POLICY L1MIT 5 OTtiER 08/1 g/2010 19/1 H/201 i B D&0 ND01074387 D&O 500,000 EPL 250,000 OE9cwPnbN OF OPERATtON3! LOGAZ10N9 �vatic�S r EXCLU510NS AODED BY ENDORSEMENTI SPecin� ParnnfiOrrS Cnamher of Commerce Property fnsurdnce: Lioyds of Londonl239177-07 01R912o11-01/29�2071 200,000 Building, Speclal, RC, SO°� co-ins 40,0�0 ePP 5°kAOP 70ahwlnd GERTIFlCA7E HOLDER CANCELLATION Stiou�o arN OF �E pBOVE bESCRIBFD POlJCIES BE CANCBLLED BP�ORE TN6 EXPIRq110rt C(tyofSebasGan DATET#fEREOF,THEIS3UINGINSURERWI6LENDEAVORTOMAIL 30 DAYS WRlTTEN 1225 M2111 Si NQl10E TO TME CERitFICAiE HOI.G6R NAMED TO iHE LEFT, BUT FAlWRE TO DO 30 SHAU. IMPOSE NO OBLIOAflON OR LIABIUTY OF ANY KIND UPON TW6INSURQ2, tTS AGENTS OR Sebastlan FI 32958 REPRESEMTATIVES, AUiHO D REPR 7q7�v� ACORD 25 (2009/01} � t988-2009 ACORD COiZPORA710N. Ap Ci4htS CeseYVed. 7he ACORD name and logo are reglstered marks of ACORO 03/05/2016 13:46 7724689073 SUSAN SKINNER PAGE 02/02 iMPORTANT if the certificate hoider I5 an ADDITIONAL INSURED, tfte policy(ies) musi be endorseq. A statement on this ceftificate daes not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION lS WAIVED, SubjeCt to the terms and conditions of the policy, certain policie5 may require an endorsement A st2tement on this certificate does not confer rights to the certificate hoider in lieu of such endorsement(s). DlSG�.AiM�R This Certificate of lnsurance does not constitute a contract between tha issuing insurer(s), attthorized representative or producer, and the cert�ficate holder, nor does it a�irmatively or negatively amend, extend or alter the coverage afforded by the poiicies listed ther�on. /"/111AMAAI D/11 1/`V 11C/`1 ADATIAwIC Renewal of �� SCOTTS]�ALE INSURANCE C4MPANY� CP51285639 Home Office: One Nationwide Plaza • Columbus, Ohio 43215 Administrative Office: 8877 North Gainey Center Drive ■ Scottsdale, Arizona 85258 1-800-423-7675 A STOCK COMPANY ITEM 1. Named Insured and Mailing Address SEBASTIAN RIVER AREA CHAMBER OF COMMERCE 700 MAIN STREET SEBASTIAN, EL 32958 Agent Name and Address GRESHAM & ASSOCIATES,INC. 11315 CORPORATE BLVD #300 ORLANDO,FL 32817 AgentNo.: 09026 Policy Number CPS1506129 Program No.: o oA1 ITEM2. PolicyPeriod From: 0l/29/2012 To: O1/29/2013 Term: 366 DAYS 12:01 A.M., Standard Time atthe mailing addressshown in ITEM 1. BUSIne55 DeSCflptlOn: CHAMBER OF COMMERCE In return for the payment of the premium, and subject to all the terms of this policy, we agree with you to provide the insurance as stated in this policy. This policy consists of the following coverage parts for which a premium is indicated. Where no premium is shown, there is no coverage. This premium may be subject to adjustment. Coverage Part(s) Commercial General Liability Coverage Part Commercial Property Coverage Part Commercial Crime And Fidelity Coverage Part Commercial Inland Marine Coverage Part Commercial Auto Coverage Part Professional Liability Coverage Part Premium Summary $ 1, 393 $ NOT COVERED $ NOT COVERED $ NOT COVERED $ NOT COVERED $ NOT COVERED $ $ Total Policy Premium: $ i, 393.00 POLICY FEE $ 35.00 SURPLUS LINES TAX $ 71.90 STAMPING FEE $ 1.93 FL CATASTROPHE FUND $ 18.56 _ $ $ Policy Total: $ 1, 519 . 3 9 Form(s) and Endorsement(s) made a part of this policy at time of issue: SEE SCHEDULE OF FORMS AND ENDORSEMENTS AP/CB THIS COM M ON POLICY DECLARATION AN D THE SUPPLEM ENTAL DECLARATION(S), TOGETHER WITH THECOMMON POLICYCONDITIONS, COVERAGEPART(S), COVERAGE FORM(S)AND FORMSAND ENDORSEMENTS, IFANY, COM PLEfE THE ABOVE NUM BERED POLICY. OPS-D-1 (8-10) INSURED opsdlj. fap � � SCOTTSDALE INSURANCE COMPANY� SCHEDULE OF FORMS AND ENDORSEMENTS PolicyNo. cPSiso61z9 EffectiveDate: ol/z9/zo12 12:01 A.M., Standard Time Named Insured SEBASTIAN RIVER AREA CHAMBER OF AgentNo. 09026 UTS-SP-3 8-96 UTS-COVPG 12-09 OPS-D-1 8-10 UTS-SP-2 12-95 UTS-119g 1-00 UTS-365s 2-09 CLS-SD-1L 8-01 CLS-SP-1L 10-93 CG 00 Ol 12-07 C6 00 68 5-09 CG 20 11 1-96 CG 21 04 11-85 CG 21 16 7-98 CG 21 39 10-93 CG 21 99 7-98 CG 21 99 9-99 CG 21 73 1-08 CG 22 58 11-85 GLS-5g 3-92 GLS-106s 5-93 GLS-227s 2-07 GLS-2895 11-07 UTS-128s 10-07 UTS-296s 9-08 UTS-29-FL 6-97 NOTX0178CW 2-06 NOTS0381FL 7-09 Locations Schedule Cover Page Common Policy Declarations Schedule Of Forms and Endorsements Min Earned Cancellation Prem Amend Of Nonpayment Cancel Condition GL Supplemental Dec GL Ext Supplemental Dec General Liab Cov Recording/Distribution of Material/Info AI-Managers or Lessors of Prem Excl-Prod-Completed Ops Hazard Excl-Designated Prof Services Contractual Liab Limitation Designated Premises Limitation Total Pollution Excl Exclusion-Certified Acts Of Terrorism Excl-Carnival-Circus-Fair Special Event Participant Excl Total Liquor Liab Excl Assault And/Or Battery Excl Iinown Injury/Dmq Excl-Personal/Advertise Injury Optional Provisions Endt Amend Endts No Med Pay Excl FL-Cancel-Nonrenew Claim Reporting Information FL-Policyholder Notice ADDITIONAL FORMS UTS-SP-2 (12-95) I N S U R E D ut s sp2 h. fap �� SCOTTSDALE INSURANCE COMPANY� SCHEDULE OF LOCATIONS PoliCyNo. CPS1506129 EffectiveDate ol/29/2012 12:01 A.M. Standard Time Named Insured SEBASTIAN RIVER AREA CHAMBER OF AgentNo. 09025 u7S-SP-3 (6-96) I N S U R E D �� SCOT'TSDALE INSURANCE C4MPANY� COMMERCIALGENERALLIABILITYCOVERAGE PART SUPPLEMENTAL DECLARATIONS Policy No. CPS1506129 Effective Date O1/29/2012 12:01 A.M., Standard Time Named Insured SEBASTIAN RIVER AREA CHAMBER OF AgentNo. Item 1. Limits of Insurance Coverage Limit of Liability Aggregate Limits of Liability Products/ Completed $ EXC LUDED Operations Aggregate General Aggregate (other than $ 2, o 0 0, o 0 o Products/ Completed Operations) Coverage A- Bodily Injury and any one occurrence subject Property Damage Liability to the Products/ Completed Operations and General $ 1, o 0 0, o 0 o Aggregate Limits of Liability any one premises subject to the Coverage A occurrence and the General Aggregate Limits Damage to Premises Rented to You Limit $ l 0 0, 0 0 0 of Liability Coverage B- Personal and any one person or organization Advertising Injury Liability subject to the General Aggregate $ 1, o 0 0, o 0 o Limits of Liability Coverage C- Medical Payments any one person subject to the Coverage A occurrence and $ 5, o0o the General Aggregate Limits Item 2. Description of Business Form of Business: ❑ Individual ❑ Partnership ❑ Joint Venture ❑ Trust ❑ Limited Liability Company � Organization including a corporation (other than Partnership, Joint Venture or Limited Liability Company) Location of All Premises You Own, Rent or Occupy: See Schedule of Locations Item 3. Forms and Endorsements Form(s) and Endorsement(s) made a part of this policy at time of issue: See Schedule of Forms and Endorsements Item 4. Premiums Coverage Part Premium: $ 1, 393 Other Premium: $ Totaf Premium: $ 1, 3 93 THESE DECLARATIONS ARE PART OF THE POLICY DECLARATIONS CONTAINING THE NAME OF THE INSURED AND THE POLICY PERIOD. CLS-SD-1L(8-01) INSURED clssdllf. fap �� scoTTS�E nvsUR�rrcE co�� COMMERCIALGENERALLIABILITYCOVERAGE PART EXTENSION OF SUPPLEMENTAL DECLARATIONS Policy No. cPS1506129 Effective Date: 0l/29/2012 12:01 A.M., Standard Time Named Insured SEBASTIAN RIVER AREA CHAMBER OF AgentNo. 09026 Prem. No. Bldg. No. Class Code Exposure Basis 1 1 61227 2,549 AREA Class Description: Premises! Operations BUILDINGS OR PREMISES-OFFICE NOT FOR PROFIT PRODUCTS-COMPLETED OPERATIONS ARE SUBJECT TO THE Rate Premium GENERAL AGGREGATE LIMIT) 190.12 989 Products/Comp Operations Rate Premium EXCLUDED EXCLUDED Prem. No. Bldg. No. Class Code Exposure Basis 1 1 98557 8 CONCERT Class Description: Premises/Operations SOCIAL GATHERINGS AND MEETINGS - ON PREMISES NOT Rate Premium OWNED OR OPERATED BY THE INSURED (FOR-PROFIT) (PRODUCTS-COMPLETED OPERATIONS ARE SUBJECT TO THE 106 898 GENERAL AGGREGATE LIMIT) Productsl Comp Operations CONCERT-OTHER THAN ALTERNATIVE, HARD ROCK, HIP AOP, HEAVY METAL, RAP OR GOTHIC Rate Premium EXCLUDED EXCLUDED Prem. No. Bldg. No. Class Code Exposure Basis 1 1 90059 199 EACH Class Description: Premises/ Operations GOLF TOURNAMENTS (PRODUCTS/COMPLETED OPERATIONS Rate Premium LIMIT SUBJECT TO THE GENERAL AGGREGATE LIMIT) 0.206 30 Products/Comp Operations Rate Pre m i u m EXCLUDED EXCLUDED Prem. No. Bldg. No. Class Code Exposure Basis 1 1 91179 150 EACH Class Description: Premises/ Operations AUCTIONS - ON PREMISES OWNED OR RENTED BY THE Rate Premium INSURED (PRODUCTS/COMPLETED OPERATIONS LIMIT SUBJECT TO THE GENERAL AGGREGATE LIMIT) 0.206 31 Products/ Comp Operations Rate Prem i u m EXCLUDED EXCLUDED CLS-SP-1L(10-93) INSURED clsspllb. fap �� SC4TTSI�ALE INSURANCE COMPANY° COMMERCIALGENERALLIABILITYCOVERAGE PART EXTENSION OF SUPPLEMENTAL DECLARATIONS PoliCy No. CPS1506129 Effective Date: 0l/29/2012 12:01 A.M., Standard Time Named Insured SEBASTIAN RIVER AREA CHAMBER OF AgentNo. 09026 Prem. No. Bldg. No. Class Code Exposure Basis 1 1 99950 1 EACH Class Description: Premises/ Operations ADDITIONAL INTERESTS Rate Premium INCLUDED INCLUDED Products/Comp Operations Rate Premium INCLUDED INCLUDED Prem. No. Bldg. No. Class Code Exposure Basis Class Description: Premises/ Operations Rate Premium Products/Comp Operations Rate Pre m i u m Prem. No. Bidg. No. Class Code Exposure Basis Class Description: Premises/ Operations Rate Premium Products/Comp Operations Rate Premium Prem. No. Bldg. No. Class Code Exposure Basis Class Description: Premises/ Operations Rate Premium Products/Comp Operations Rate Premium CLS-SP-1L(10-93) INSURED clsspllb. fap