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Sebastian Police Pension Board Minutes
June 14, 2011, 10:00 a.m. Sebastian City Council Chambers
TYPE OF MEETING:
NOTE TAKER:
Regularly Scheduled
Harry Tanner
ATTENDEES: Board Members:
Denis Hovasse, Chairman
Harry Tanner, Recording Secretary
Debra Krueger
Robert Zomok
EXCUSED:
Dan Acosta
CONSULTANTS H. Lee Dehner, Attorney
Peter Goodridge, Wells Fargo Advisor
Grant McMurry, ICC Capital Mgmt.
SUBJECT
CALL TO ORDER
TIME: 10:00 a.m. A quorum being present the meeting was called to
order by Chairman, Denis Hovasse.
SUBJECT
APPROVAL OF MINUTES
TIME: 10:00 a.m. Denis Hovasse made a motion to approve the minutes
of the March 15, 2011, meeting, seconded by Robert Zomok,
unanimously approved by the Board.
OLD BUSINESS
SUBJECT
WELLS FARGO INVESTMENT CONTRACT UPDATE
11:10 a.m. Peter Goodridge and Lee Dehner report they are continuing
work on the contract with Wells Fargo.
A discussion was held to identify what is the problem that is holding
things up? It was asked of Lee to explain the standards of liability that
were talked about at the last meeting and to tell the Board exactly what
issues are holding up the talks?
Lee stated the following issues;
Keeping records confidential. This can not be done as we conduct
business that is regulated by State law that says we must keep records
for the public to review.
A Contract termination fee.
Fiduciary Rights Standards.
Questions of Areas of Responsibility. Wells Fargo does not want
responsibility for wrongs committed by the Portfolio Manager.
Peter states he relies on the report on records provided by the
Custodian, Salem Trust.
Governing law to be Florida Law, and the Venue to be Indian River
County.
Mandatory Arbitration. Lee recommends to the Board that we do not
agree to arbitration to settle disputes. If we can't reach agreement the
matter will be decided in court. Mediation and Arbitration will not be
part of the agreement but will be options.
The matter adjourned to the next meeting for a report from Lee.
SUBJECT
PROXY STATEMENT
10:15 a.m. Debra Krueger provided the Investment Proxy Statement
provided by Grant McMurry. Robert Zomok took the document to
review and return to the Board. Grant says that at this time his
organization uses an outside service to oversee the proxy process. It is
done by ISS and if ICC thinks there is a conflict of interest we step in.
The report is available in January. Debra will put the issue of the Proxy
report on the December agenda to ensure it is provided at the March
meeting in 2012. Grant states the blue book provided the Board by ICC
covers the proxy votes cast by ISS.
Robert Zomok Bob asked if we could get the information on the
upcoming voting issues covered by the Proxy statements so we, as a
Board, have the opportunity to consider the issues before ISS casts
votes. Grant will determine how this might be accomplished and will
report back to the Board.
Lee brought up the fact that Class Action suits go to the Custodian,
Salem Trust, to respond to, and, report on.
NEW BUSINESS
SUBJECT
FINANCIAL DISCLOSURE STATEMENTS
10:35 a.m. Debra reminded the Board of the need to file the Disclosure
statement by the July 1St, deadline.
In response to Debra's remarks, Robert Zomok said he wanted to make
sure he followed the proper procedures for disclosure reporting when
he last left the Board and was going to check his records.
SUBJECT
REVIEW OF INVESTMENT PORTFOLIO
11:35 a.m. Peter Goodridge provided a performance evaluation of the
Police Pension Fund portfolio for the 1St quarter of 2011 which had an
investment return of 3.64 %. This shows the Fund outperformed the
indexes it is compared to.
As of March 31, 2011, the Fund was fully compliant with the
current /new Investment Policy.
Peter reported on research he told the Board in March he would do to
compare our Fund against a universe of other Police /Fire pension funds
returns on investment.
Peter reports the data for comparison does not exist.
Harry Tanner asked for a clarification of the new Investment Policy's
wording concerning investing in Foreign Stock. Peter Goodridge, and
Lee said State Law defines investing in "Foreign Stocks" as including
investing in "Foreign Stock Markets."
Grant stated he has done nothing to implement change in investment
strategy since the new policy and is waiting at this time for a signed
copy of the Policy. He will report back to the Board before he makes
and changes from the current 50% Equities investment. And, will
discuss with the Board before starting investing in Foreign Stock
Markets.
Peter suggested we may want to choose another manager to handle the
foreign investment strategies. It was determined through discussion that
ICC will do this with no additional fees, and if we hired a separate
manager for this investment Peter says the cost would be the same, just
being paid to a different manager.
Debra said if we were going to do that we might as well put out a RFP
for the entire service and see what the bidding is on it. Grants Company
would naturally, if they wanted, be included in the RFP.
The discussion turned to the Benchmarks used to compare our fund and
how accurate are they over the long run and how do they rate against
Actuary data. It was determined that the December 2011 meeting will
have on the agenda time for a separate look into Actuary information
and the question does, the Board need a presentation and question and
answer session with our Actuary?
Robert Zomok asked about the Benchmark used to compare fund
performance.
Lee stated that for Organizations formed under the Chapter Plan,
(Sebastian PD is a Chapter Plan,) the performance Benchmark is set by
State law.
Robert Zomok asked Grant to recommend what we should do in
Foreign Markets and what our Asset Allocation should be under the
new Investment Policy.
Peter stated, Asset Allocation is the most important aspect of good
investment strategy.
SUBJECT
FUND REVIEW
11:50 a.m. Grant McMurry reports our funds return on investment
over the last two years is 13.2 %. He sees the future as being in Equity
investment. Bonds are not paying any money and therefore the money is
going into the equity market regardless of fundamentals. People are
investing in equities and he thinks the Bond Market has a dim outlook
for providing any real return on investment. Therefore the Equities
market is the place to invest. The Capital Market is going to come out of
the Equities market.
Debra questioned; How does this strategy provide for our established
view towards, conservative, less risk, investments?
Grant states he is not looking at the kind of risk that presented itself in
the past. He believes management is the key to equity growth and his
firm is ready to and monitoring the management issues in investments.
Peter asked why the funds investment in Financials was weighed on the
heavy side. Grant stated Financials are a big part of the picture, they
have money, and they are making money, therefore they are a
worthwhile, less risk, good investment.
SUBJECT
LEGAL /LEGISLATION
11:45 A.M. Lee Drehner again stressed the importance of the campaign
to stop unfavorable legislation from being passed and signed.
The feds have made no changes in the $3000 deductible; the legislation
is in the House Ways and Means committee.
Senate Bill 1128 will affect pensions if passed and signed, should be
understood by the membership.
Denis asked, if the Governor signs the bill will accrued time used
towards retirement calculations be lost? Lee said there will be time to
retire after the bill is signed and if done within the window no monies
will be lost.
SUBJECT
ACTION ITEMS
ITEM
Well Fargo Contract
Agenda for Dec. meeting to
include an actuary report?
Process for ISS providing proxy
vote before voting.
Report on Fund Asset Allocation
RESPONSIBLE PERSON
SUBJECT
ADJURNMENT
Goodridge/Dehner
Debra Krueger
Grant McMurry
Grant McMurry
11:55 a.m. Having no further business for discussion, Chairman,
Denis Hovasse adjourned the meeting. The next meeting is Tuesday,
9/20/11.