HomeMy WebLinkAbout1991 Sorensen, John91 -4856
WARRANTY DEED
FROM INDIVIDUAL TO CORPORATION
RAMCO FORM 34
This warranty Deed Made the B t �— day of
John A. Sorensen and Grace A. Sorensen, his wife
hereinafter called the grantor, to
City of Sebastian, a Municipal Corporation
a corporation existing under the laws of the State of Florida
address at P.O. Box 780127, Sebastian, Florida 32958
hereinafter called the grantee:
RECORD VERIFIED
JEFFREY K. BARTON
CLERK CIRCUIT COURT
INDIAN RIVEM CO., FLA
i A. D. 19 91 by
with its permanent postof f ice
(Wherever used herein the terms "grantor" and "grantee" include all the parties to this instrument and
the heirs, legal representatives and assigns of individuals, and the successors and assigns of corporations)
_WltneSSeth: That the grantor, for and in consideration of the sum of $ 10.00 and other
valuable considerations, receipt whereof is hereby acknowledged, hereby grants, bargains, sells, aliens, re-
mises, releases, conveys and confirms unto the grantee, all that certain land situate in Indian River
County, Florida, viz:
Lot 3, Block 208, SEBASTIAN HIGHLANDS, Unit 10, a Subdivision according to
the Plat thereof, as recorded in Plat Book 6, at Page 37, of the Public Records
of Indian River County, Florida.
DOCUMENTARY STAMPS $ S/ S` ao
JEFFREY K. BARTON, CLERK(
INDIAN RIVER COUNTY
Together with all the tenements, hereditaments and appurtenances thereto belonging or in any-
wise appertaining.
To have and to told, the same in fee simple forever.
And the grantor hereby covenants with said grantee that the grantor is lawfully seized of said land
in fee simple; that the grantor has good right and lawful authority to sell and convey said land; that the
grantor hereby fully warrants the title to said land and will defend the same against the lawful claims of
all persons whomsoever; and that said land is free of all encumbrances, except taxes accruing subsequent
to December 31, 1990. Subject to zoning, restrictions, prohibitions and other
requirements imposed by governmental authority; restrictions and matters appeari
on the plat or otherwise common to the subdivision; public utility easements
of record.
In fitness thereof, the said grantor has hereunto set his hand and seal the day and year
first above written.
Signed, sealed and delivered in our presence:
- �- - - -- -�--------------.--- ---------
------------------------------------------------------
W n ss
`--
- ...... ------ -------------- - - - - -- ---- - - - - --
STATE OF MOSOM Texas
COUNTY OF
�.
-.
I HEREBY CERTIFY that on this day, before me, an
officer duly authorized in the State aforesaid and in the County aforesaid to take acknowledgments, personally appeared
John A. Sorensen and Grace A. Sorensen, his wife
to . me known to be the person g described in and who executed the foregoing instrument and they acknowledged
before me that theyexecuted the same.
WITNESS my- hand and official seal in the County and State last aforesaid this day of
A. D. 19 91.
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RET URN �� Cl__ .
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,Tlizs.Irutrumetrt d re are b 3
_ P P y' Kimberly Brown My Commission Expires on:
Address Executive Title of Sebastian, Inc.
1623 N. U.S. Highway #1, Suite A -4
Sebastian, Florida 32958
.,
EXECUTIVE TITLE OF SEBASTIAN, INC.
1623 N. U.S. 1, Suite A4 - P.O. BOX 781960 - SEBASTIAN, FL 32978 -1960
(407) 589 -0034
June 20, 1991 77cr.
City of Sebastian, a Municipal Corporation
P.O. Box 780127
Sebastian, FL 32958
RE: Lot 3, Block 208, Unit 10, Sebastian Highlands
Dear City of Sebastian:
Enclosed please find your First American Owner's Title
Insurance Policy #10220, insuring you as to the above
referenced property, in the amount of $7,500.00.
Also we have enclosed your original Warranty Deed which
has been recorded in Official Record Book 898, at Page
2796, of the Public Records of Indian River County,
Florida.
Thank you for allowing us to handle this transaction for
you, and if we can be of.any further assistance now or in
the future, please contact our office and we will be happy
to assist you.
If you would like to increase the value of your property
or are. planning _ nn - selling your property, please bring An
this policy and we will gladly give you a discount on
future transactions.
Sincerely,
Step anie M.Snyder
sms
enclosure
FATIC -520
Policy No. FA -R- 10220
ISSUED BY
_ s Title 6 ,IIpany
SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE
B AND THE CONDITIONS AND STIPULATIONS, FIRST AMERICAN TITLE INSURANCE COMPANY, a California
corporation, herein called the Company, insures, as of Date of Policy shown in Schedule A, against loss or damage,
not exceeding the Amount of Insurance stated in Schedule A, sustained or incurred by the insured by reason of:
1. Title to the estate or interest described in Schedule A being vested other than as stated therein;
2. Any defect in or lien or encumbrance on the title;
3. Unmarketability of the title;
4. Lack of a right of access to and from the land.
The Company will also pay the costs, attorneys' fees and expenses incurred in defense of the title, as insured, but only
to the extent provided in the Conditions and Stipulations.
IN WITNESS WHEREOF, First American Title Insurance Company has caused its corporate seal to be hereunto affixed
and these presents to be signed in facsimile under authority of its By -Laws.
First American Title Insurance Company
*f�
BY PRESIDENT
ATTEST M14AI4 � G. � ,�., SECRETARY
ALTA Owner's Policy (4 -6 -90) (With Florida Modifications in hold italics)
y {r�
�� AMEN
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this
policy and the Company will not pay loss or damage, costs, attorneys' fees
or expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not
limited to building and zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating to (i) the occupancy,
use, or enjoyment of the land; (ii) the character, dimensions or
location of any improvement now or hereafter erected on the land;
(iii) a separation in ownership or a change in the dimensions or area
of the land or any parcel of which the land is or was a part; or (iv)
environmental protection, or the effect of any violation of these
laws, ordinances or governmental regulations, exceptto the extent
that a notice of the enforcement thereof or a notice of a defect, lien
or encumbrance resulting from a violation or alleged violation
affecting the land has been recorded in the public records at Date of
Policy.
(b) Any governmental police power not excluded by (a) above, except
to the extent that a notice of the exercise thereof or a notice of a
defect, lien or encumbrance resulting from a violation or alleged
violation affecting the land has been recorded in the public records
at Date of Policy.
1. DEFINITION OF TERMS.
The following terms when used in this policy mean:
(a) "insured ": the insured named in Schedule A,
and, subject to any rights or defenses the Company
would have had against the named insured, those who
succeed to the interest of the named insured by opera-
tion of law as distinguished from purchase including,
but not limited to, heirs, distributees, devisees, survi-
vors, personal representatives, nextof kin, orcorporate
or fiduciary successors.
(b) "insured claimant ": an insured claiming loss
or damage.
(c) "knowledge" or "known ": actual knowledge,
not constructive knowledge or notice which may be
imputed to an insured by reason of the public records
as defined in this policy or any other records which
impart constructive notice of matters affecting the land.
(d) "land ": the land described or referred to in
Schedule A, and improvements affixed thereto which
by law constitute real property. The term "land" does
not include any property beyond the lines of the area
described or referred to in Schedule A, nor any right,
title, interest, estate or easement in abutting streets,
roads, avenues, alleys, lanes, ways or waterways, but
nothing herein shall modify or limit the extentto which
a right of access to and from the land is insured by this
policy.
(e) "mortgage ": mortgage, deed of trust, trust
deed, or other security instrument.
(f) "public records ": records established under
state statutes at Date of Policy for the purpose of
imparting constructive notice of matters relating to real
property to purchasers for value and without knowl-
edge. With respectto Section 1 (a)(iv) of the Exclusions
From Coverage, "public records" shall also include
environmental protection liens filed in the records of
the clerk of the United States district court for the
district in which the land is located.
(g) "unmarketability of the title ": an alleged or
apparent matter affecting the title to the land, not
excluded or excepted from coverage, which would
entitle a purchaser of the estate or interest described in
Schedule A to be released from the obligation to pur-
chase by virtue of a contractual condition requiring the
delivery of marketable title.
2. CONTINUATION OF INSURANCE AFTER
CONVEYANCE OF TITLE.
The coverage of this policy shall continue in force
as of Date of Policy in favor of an insured only so long
as the insured retains an estate or interest in the land,
2. Rights of eminent domain unless notice of the exercise thereof has been
recorded in the public records at Date of Policy, but not excluding from
coverage any taking which has occurred prior to Date of Policy which
would be binding on the rights of a purchaser for value without knowl-
edge.
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) created, suffered, assumed or agreed to by the insured claimant;
(b) not known to the Company, not recorded in the public records at
Date of Policy, but known to the insured claimant and not disclosed
in writing to the Company by the insured claimant prior to the date
the insured claimant became an insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting in loss or damage which would not have been sustained
if the insured claimant had paid value for the estate or interest
insured by this policy.
4. Any claim, which arises out of the transaction vesting in the insured the
estate or interest insured by this policy,_ by reason of the operation of
federal bankruptcy, state insolvency, or similar creditors' rights laws.
CONDITIONS AND STIPULATIONS
5. PROOF OF LOSS OR DAMAGE.
In addition to and after the notices required under
Section 3 of these Conditions and Stipulations have
been provided the Company, a proof of loss or damage
signed and sworn to by the insured claimant shall be
furnished to the Company within 90 days after the
insured claimant shall ascertain the facts giving rise to
the loss or damage. The proof of loss or damage shall
describe the defect in, or lien or encumbrance on the
title, or other matter insured against by this policy
which constitutes the basis of loss or damage and shall
state, to the extent possible, the basis of calculating the
amount of the loss or damage. If the Company is
prejudiced by the failure of the insured claimant to
provide the required proof of loss or damage, the
Company's obligations to the insured under the policy
shall terminate, including any liability or obligation to
defend, prosecute, or continue any litigation, with re-
gard to the matter or matters requiring such proof of
loss or damage.
In addition, the insured claimant may reasonably
be required to submitto examination underoath by any
authorized representative of the Company and shall
produce for examination, inspection and copying, at
such reasonable times and places as may be desig-
nated byanyauthorized representative of the Company,
all records, books, ledgers, checks, correspondence
and memoranda, whether bearing adate before orafter
Date of Policy, which reasonably pertain to the loss or
damage. Further, if requested by any authorized repre-
sentative of the Company, the insured claimant shall
grant its permission, in writing, for any authorized
representative of the Companyto examine, inspect and
copy all records, books, ledgers, checks, correspon-
dence and memoranda in the custody or control of a
third party, which reasonably pertain to the loss or
damage. All information designated as confidential by
the insured claimant provided to the Company pursu-
ant to this Section shall not be disclosed to others
unless, in the reasonable judgment of the Company, it
is necessary in the administration of the claim. Failure
of the insured claimantto submit for examination under
oath, produce other reasonably requested information
or grant permission to secure reasonably necessary
information from third parties as required in this para-
graph shall terminate any liability of the Company under
this policy as to that claim.
6. OPTIONS TO PAY OR OTHERWISE SETTLE
CLAIMS: TERMINATION OF LIABILITY.
In case of a claim under this policy, the Company
the Company shall have no liability for loss or damage
until there has been a final determination by a court of
competent jurisdiction, and disposition of all appeals
therefrom, adverse to the title as insured.
(c) The Company shall not be liable for loss or
damage to any insured for liability voluntarily assumed
by the insured in settling any claim or suit without the
prior written consent of the Company.
10. REDUCTION OF INSURANCE: REDUCTION OR
TERMINATION OF LIABILITY.
All payments under this policy, except payments
made for costs, attorneys' fees and expenses, shall
reduce the amount of the insurance pro tanto.
11. LIABILITY NONCUMULATIVE
It is expressly understood that the amount of
insurance under this policy shall be reduced by any
amount the Company may pay under any policy insur-
ing a mortgageto which exception is taken in Schedule
B orto which the insured has agreed, assumed, ortaken
subject, or which is hereafter executed by an insured
and which is a charge or lien on the estate or interest
described or referred to in Schedule A, and the amount
so paid shall be deemed apayment under this policy to
the insured owner.
12. PAYMENT OF LOSS.
(a) No payment shall be made without producing
this policy for endorsement of the payment unless the
policy has been lost or destroyed, in which case proof
of loss or destruction shall be furnished to the satisfac-
tion of the Company.
(b) When liability and the extent of loss or damage
has been definitely fixed in accordance with these
Conditions and Stipulations, the loss or damage shall
be payable within 30 days thereafter.
13. SUBROGATION UPON PAYMENT OR
SETTLEMENT.
(a) The Companv's Right of Subrogation.
Wheneverthe Company shall have settled and paid
a claim under this policy, all right of subrogation shall
vest in the Company unaffected by any act of the
insured claimant.
The Company shall be subrogated to and be en-
titled to all rights and remedies which the insured
claimant would have had against any person or prop-
erty in respect to the claim had this policy not been
issued. If requested by the Company, the insured
claimant shall transfer to the Company all .rights and
�FATIC -521
First American Title Insurance Company
SCHEDULE A
Agent's File No.: 91 -4856 Policy No. FA -R- 10220
Date of Policy: June 7, 1991 @ 11: 22 A. M. Amount of Insurance: $ 7,500. 00
1. Name of Insured: City of Sebastian, a Municipal Corporation
2. The estate or interest in the land which is covered by this policy is: Fee Simple
3. Title to the estate or interest in the land is vested in: City of Sebastian, a Municipal Corporation
4. The land referred to in this policy is described as follows:
Lot 3, Block 208, SEBASTIAN HIGHLANDS, Unit 10, a Subdivision according to
the Plat thereof, as recorded in Plat Book 6, at Page 37, of the Public Records
of Indian River County, Florida.
EXECUTIVE TITLE OF SEBASTIAN, INC.
(Insert above line name of Agent)
By: J
Authorized Signatory
Betty L. Witherby
— FATIC -522
First American Title Insurance Company
SCHEDULE B
Agent's File No.: 91 -4856 Policy No. FA -R- 10220
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Rights or claims of parties in possession not shown by the public records.
2. Easements, or claims of easements, not shown by the public records.
3. Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an accurate survey or inspection of the premises.
4. Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown by the public records.
5. Any adverse claim to any portion of said land which has been created by artificial means or has accreted to any such portion so created and riparian
rights, if any.
6. Taxes or special assessments which are not shown as existing liens by the public records.
Special Exceptions:
7. The lien of all taxes for the year 19 91 . and all subsequent years. Said taxes are not yet due
and payable.
8. Restrictions as recorded in Official Record Book 99, Page 366, of the Public
Records of Indian River County, Florida.
9. Easements for Public Utilities and Drainage over and across the rear 10 feet and
the sides 6 feet, as recorded in Plat Book 6, Page 37, of the Public Records of
Indian River County, Florida.
10. Any and all charges for public utilities furnished by a county or municipality
which may be or may become a lien upon the land insured hereby under any provision
of the Florida Statutes; and /or any county or municipal improvement liens which
are not recorded among the Official Record Books of the county in which subject
land is located.
or holds an indebtedness secured by purchase money
mortgage given by a purchaser from the insured, or
only so long as the insured shall have liability by reason
of covenants of warranty made by the insured in any
transfer or conveyance of the estate or interest. This
policy shall not continue in force in favor of any pur-
chaserfrom the insured of either (i) an estate or interest
in the land, or (ii) an indebtedness secured by a pur-
chase money mortgage given to the insured.
3. NOTICE OF CLAIM TO BE GIVEN BY INSURED
CLAIMANT.
The insured shall notify the Company promptly in
writing (i) in case of any litigation as set forth in Section
4(a) below, (ii) in case knowledge shall come to an
insured hereunder of any claim of title or interest which
is adverse to the title to the estate or interest, as insured,
and which might cause loss or damage for which the
Company may be liable by virtue of this policy, or (iii)
if title to the estate or interest, as insured, is rejected as
unmarketable. If prompt notice shall not be given to the
Company, then as to the insured all liability of the
Company shall terminate with regard to the matter or
matters for which prompt notice is required; provided,
however, that failure to notify the Company shall in no
case prejudice the rights of any insured under this
policy unless the Company shall be prejudiced by the
failure and then only to the extent of the prejudice.
4. DEFENSE AND PROSECUTION OF ACTIONS:
DUTY OF INSURED CLAIMANT TO COOPERATE.
(a) Upon written request by the insured and sub-
ject to the options contained in Section 6 of these
Conditions and Stipulations, the Company, at its own
cost and without unreasonable delay, shall provide for
the defense of an insured in litigation in which anythird
party asserts a claim adverse to the title or interest as
insured, but only as to those stated causes of action
alleging a defect, lien or encumbrance or other matter
insured against bythis policy. The Company shall have
the right to select counsel of its choice (subject to the
right of the insured to object for reasonable cause) to
represent the insured as to those stated causes of
action and shall not be liable forand will not paythefees
of any other counsel. The Company will not pay any
fees, costs or expenses incurred by the insured in the
defense of those causes of action which allege matters
not insured against by this policy.
(b) The Company shall have the right, at its own
cost, to institute and prosecute any action or proceed-
ing or to do any other act which in its opinion may be
necessary or desirable to establish the title to the estate
or interest, as insured, or to prevent or reduce loss or
damage to the insured. The Company may take any
appropriate action undertheterms ofthis policy, whether
or not it shall be liable hereunder, and shall not thereby
concede liability or waive any provision of this policy. If
the Company shall exercise its rights under this para-
graph, it shall do so diligently.
(c) Whenever the Company shall have brought an
action or interposed a defense as required or permitted
by the provisions of this policy, the Company may
pursue any litigation to final determination byacourt of
competentjurisdiction and expressly reserves the right,
in its sole discretion, to appeal from any adverse
judgment or order.
(d) In all cases where this policy permits or re-
quires the Company to prosecute or provide for the
defense of any action or proceeding, the insured shall
secure to the Company the right to so prosecute or
provide defense in the action or proceeding, and all
appeals therein, and permit the Company to use, at its
option, the name of the insured for this purpose.
Whenever requested by the Company, the insured, at
the Company's expense, shall give the Company all
reasonable aid (i) in any action or proceeding, securing
evidence, obtaining witnesses, prosecuting or defend-
ing the action or proceeding, or effecting settlement,
and (ii) inanyotherlawful actwhich inthe opinion of the
Company may be necessary or desirable to establish
the title to the estate or interest as insured. If the
Company is prejudiced by the failure of the insured to
furnish the required cooperation, the Company's obli-
gations to the insured underthe policy shall terminate,
including any liability or obligation to defend, pros-
ecute, or continue any litigation, with regard to the
matter or matters requiring such cooperation.
shall have the following additional options:
(a) To Pay or Tender Payment of the Amount of
Insurance.
To pay or tender payment of the amount of insur-
ance underthis policy together with any costs, attorneys'
fees and expenses incurred by the insured claimant,
which were authorized by the Company, up to the time
of payment or tender of payment and which the Com-
pany is obligated to pay.
Upon the exercise by the Company of this option,
all liability and obligations to the insured under this
policy, other than to make the payment required, shall
terminate, including any liability or obligation to de-
fend, prosecute, or continue any litigation, and the
policy shall be surrendered to the Company for cancel-
lation.
(b) To Pay or Otherwise Settle With Parties Other
than the Insured or With the Insured Claimant.
(i) to pay or otherwise settle with other par-
ties for or in the name of an insured claimant any claim
insured against under this policy, together with any
costs, attorneys' fees and expenses incurred by the
insured claimant which were authorized by the Com-
pany up to the time of payment and which the Company
is obligated to pay; or
(ii) to pay or otherwise settle with the insured
claimant the loss or damage provided for under this
policy, together with any costs, attorneys' fees and
expenses incurred by the insured claimant which were
authorized by the Company up to the time of payment
and which the Company is obligated to pay.
Upon the exercise by the Company of either of the
options provided for in paragraphs (b)(i) or (ii), the
Company's obligations to the insured underthis policy
for the claimed loss or damage, other than the pay-
ments required to be made, shall terminate, including
any liability or obligation to defend, prosecute or con-
tinue any litigation.
7. DETERMINATION, EXTENT OF LIABILITY AND
COINSURANCE.
This policy is a contract of indemnity againstactual
monetary loss or damage sustained or incurred by the
insured claimant who has suffered loss or damage by
reason of matters insured against by this policy and
only to the extent herein described.
(a) The liability of the Company under this policy
shall not exceed the least of:
(i) the Amount of Insurance stated in Sched-
ule A, or,
(ii) the difference between the value of the
insured estate or interest as insured and the value of the
insured estate or interest subject to the defect, lien or
encumbrance insured against by this policy.
(b) (This paragraph dealing with Coinsurance
was removed from Florida policies.)
(c) The Company will pay only those costs, attor-
neys' fees and expenses incurred in accordance with
Section 4 of the Conditions and Stipulations.
8. APPORTIONMENT.
If the land described in Schedule A consists of two
or more parcels which are not used as a single site, and
a loss is established affecting one or more of the parcels
but not all, the loss shall be computed and settled on a
pro rata basis as if the amount of insurance under this
policy was divided pro rata as to the value on Date of
Policy of each separate parcel tothe whole, exclusive of
any improvements made subsequentto Date of Policy,
unless a liability or value has otherwise been agreed
upon as to each parcel by the Company and the insured
at the time of the issuance of this policy and shown by
an express statement or by an endorsement attached to
this policy.
9. LIMITATION OF LIABILITY.
(a) If the Company establishes the title, or re-
moves the alleged defect, lien orencumbrance, orcures
the lack of a right of access to orfrom the land, or cures
the claim of unmarketability of title, all as insured, in a
reasonably diligent manner by any method, including
litigation and the completion of any appeals therefrom,
itshall have fully performed its obligations with respect
to that matter and shall not be liable for any loss or
damage caused thereby.
(b) In the event of any litigation, including litiga-
tion by the Company or with the Company's consent,
remedies against any person or property necessary in
order to perfect this right of subrogation. The insured
claimant shall permit the Company to sue, compromise
or settle in the name of the insured claimant and to use
the name of the insured claimant in any transaction or
litigation involving these rights or remedies.
If a payment on account of a claim does not fully
cover the loss of the insured claimant, the Company
shall be subrogated to these rights and remedies in the
proportion which the Company's payment bears to the
whole amount of the loss.
If loss should result from any act of the insured
claimant, as stated above, that act shall not void this
policy, butthe Company, in thatevent, shall be required
to pay only that part of any losses insured against by
this policy which shall exceed the amount, if any, lostto
the Company by reason of the impairment by the
insured claimantof the Company's right of subrogation.
(b) The Company's Rights Against Non - insured
Obligors.
The Company's right of subrogation against non-
insured obligors shall exist and shall include, without
limitation, the rights of the insured to indemnities,
guaranties, other policies of insurance or bonds, not-
withstanding any terms or conditions contained in
those instruments which provide for subrogation rights
by reason of this policy.
14. ARBITRATION.
Unless prohibited by applicable law, arbitration
pursuant to the Title Insurance Arbitration Rules of
the American Arbitration Association may be de-
manded if agreed to by both the Company and the
insured. Arbitrable matters may include, but are not
limited to, any controversy or claim between the
Company and the insured arising out of or relating to
this policy, and service of the Company in connection
with its issuance or the breach of policypro vision or
other obligation. Arbitration pursuant to this policy
and under the Rules in effect on the date the demand
for arbitration is made or, at the option of the insured,
the Rules in effect at Date of Policy shall be binding
upon the parties. The award may include attorneys'
fees only if the laws of the state in which the land is
located permit a court to award attorneys' fees to a
prevailing party. Judgment upon the award rendered
by the Arbitrators) may be entered in any court
having jurisdiction thereof.
The law of the situs of the land shall apply to an
arbitration under the Title Insurance Arbitration Rules.
A copy of the Rules may be obtained from the
Company upon request.
15. LIABILITY LIMITED TO THIS POLICY: POLICY
ENTIRE CONTRACT.
(a) This policy together with all endorsements, if
any, attached hereto by the Company is the entire policy
and contract between the insured and the Company. In
interpreting any provision of this policy, this policy
shall be construed as a whole.
(b) Any claim of loss or damage, whether or not
based on negligence, and which arises out of the status
of the title to the estate or interest covered hereby or by
any action asserting such claim, shall be restricted to
this policy.
(c) No amendment of or endorsement to this
policy can be made except by a writing endorsed hereon
orattached hereto signed by eitherthe President, aVice
President, the Secretary, an Assistant Secretary, or
validating officer or authorized signatory of the Com-
pany.
16. SEVERABILITY.
In the event any provision of the policy is held
invalid or unenforceable under applicable law, the policy
shall be deemed not to include that provision and all
other provisions shall remain in full force and effect.
17. NOTICES, WHERE SENT.
All notices required to be given the Company and
any statement in writing required to be furnished the
Company shall include the number of this policy and
shall be addressed to the Company, Attention: Claims
Department, 114 East Fifth Street, Santa Ana, California
92701.
FATIC 520
EXECUTIVE TITLE OF SEBASTIAN,> INC.
1623 North U.S.
Sebastian, Florida 32958.
305- 589 -0034
BUYER'S CLOSING STATEMENT CASE #: 49 -4856
Date: June
15, 1991
Seller: John
A. Sorensen
and Grace
A. Sorensen , his wife
Buyer: City
of Sebastian
a Municipal Corporation
Property: Lot
3, Block 208,
Sebastian
Highlands, Unit 10
Rosebush
Terrace
Sebastian,
Florida 32958
Credits
Charges
Sales Price
7,500.00
Deposit
100.00
County Taxes
01/01 to
06/15
46.73
Closing Costs:
Recording Deed
10.50
Sub - Totals
146.73
7,510.50
Balance Due From
Buyer at Closing
7,363.77
Totals
7,510.50
7,510.50
This Closing Statement is accepted and approved by the undersigned
buyers who authorize the closing agent to disburse their funds
in accordance herewith.
City of Sebastian
BY:
.E. Conye Mayor
ATTEST:
Z( L�
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FATIC -200 (8-89)
Commitment 1 4 0 8 5
No. FA -CC-
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ISSUED BY
FIRST AMERICAN TITLE INSURANCE COMPANY, a corporation of California, herein
called the Company, for a valuable consideration, hereby commits to issue its policy or policies
of title insurance as identified in Schedule A, in favor of the proposed Insured named in Schedule
A, as owner or mortgagee of the estate or interest covered hereby in the land described or referred
to in Schedule A, upon payment of the premiums and charges therefor; all subject to the provisions
of Schedules A and B and to the Conditions and Stipulations hereof.
This Commitment shall be effective only when the identity of the proposed Insured and the
amount of the policy or policies committed for have been inserted in Schedule A hereof by the
Company, either at the time of the issuance of this Commitment or by subsequent endorsement.
This Commitment is preliminary to the issuance of such policy or policies of title insurance
and all liability and obligations hereunder shall cease and terminate six (6) months after the
Effective Date hereof or when the policy or policies committed for shall issue, whichever first
occurs, provided that the failure to issue such policy or policies is not the fault of the Company.
This Commitment shall not be valid or binding until Schedule A has been countersigned by
either a duly authorized agent or representative of the Company and Schedule B -I and B -II have
been attached hereto.
IN WITNESS WHEREOF, the Company has caused this Commitment to be signed and sealed,
to become valid when countersigned by an authorized officer or agent of the Company, all in accord-
ance with its By -Laws. This Commitment is effective as of the date shown in Schedule A as
"Effective Date ".
First American Title Insurance Company
BY PRESIDENT
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ATTEST SECRETARY
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A.L.T.A. COMMITMENT —1966
EATIC -201 (Rev. 9.78)
First American Title Insurance Company
SCHEDULE A
Agent's
File Nc.: 49 -4856 Commitment No. FA -CC- 144085
Date Issued: May 30, 1991 05:00 PM M.
Date Effective: May 30, 1991 05:00 PM M.
2. Policy or Policies to be issued:
(a) A. L. T. A. Owner's Policy
Amount of Policy: $ 7,500.00
Proposed Insured:
City of Sebastian, a Municipal Corporation
(b) A. L. T. A. Loan Policy $
Proposed Insured:
3. The estate or interest in the land described or referred to in this Commitment and covered herein is an estate or interest
designated as follows:
Fee simple
4. Title to the estate or interest in the land described or referred to in this Commitment and covered herein (and designated
as indicated in No. 3 above) is, at the effective date hereof, vested in:
John A. Sorensen and Grace A. Sorensen, his wife
5. The land referred to in this Commitment is in the
State of Florida County of Indian River
and described as follows:
Lot 3, Block 208, SEBASTIAN HIGHLANDS, Unit 10, a Subdivision
according to the Plat thereof, as recorded in Plat Book 6, at
Page 37, of the Public Records of Indian River County, Florida.
>;�c€cutiv�Titl� of coY. i TI.
(Insert above line name of Agent)
By:
uthorized Signatory
FATIC -202 (Rev. 9.78)
First American Title Insurance Company
SCHEDULE B -1
(Requirements)
Agent's 49 -4856 144085
File No.: Commitment No. FA -CC=
The following are the requirements to be complied with:
1. Payment to, or for the account of, the grantors or mortgagors of the full consideration for the estate or interest to be
insured.
2. Payment of all taxes, assessments, levied and assessed against subject premises, which are due and payable.
3. Satisfactory evidence shall be produced that all improvements and /or repairs or alterations thereto are completed; that
contractor, subcontractor, labor and materialmen are all paid in full.
4. Instruments in insurable form which must be properly executed, delivered and duly filed for record:
(a) General Warranty Deed from John A. Sorensen and Grace A.
Sorensen, his wife to City of Sebastian, conveying title to subject
property, as described in Schedule A.
b. Affidavit executed by the Grantor that there are no claims
pending or unpaid which could constitute a lien against the subject
property.
c. A satisfactory survey of the premises to be insured hereby,
prepared by a Florida registered land surveyor, dated no more than
90 days prior to the closing date of the transaction upon which
this commitment is based, and meeting the minimum standards for
land surveys as set forth in Chapter 472.027, Florida Statutes and
in Chapter 21 HH 6, Florida Administrative Code; must be furnished
showing no encroachments or other objectionable matters. In
addition, said survey must be certified to the company, and show
all improvements located on the premises in order for the "survey
exception" to be removed from the final policy.
FATIC -203 (Rev. 9 -78)
First American Title Insurance Company
SCHEDULE B -II
(Exceptions)
Agent's
File No.: 49 -4856
Commitment No. FA -CC- 144085
Schedule. B of the policy or policies to be issued will contain exceptions to the following matters unless the same are dis-
posed of to the satisfaction of the Company.
1. Defects, liens, encumbrances, adverse claims, or other matters, if any, created, first appearing in the public records or
attaching subsequent to the effective date hereof but prior to the date the proposed Insured acquires for value of rec-
ord the estate or interest or mortgage thereon covered by this Commitment.
2. Any owner's policy issued pursuant. hereto will contain under Schedule B the General Exceptions set forth at the in-
side cover hereof. Any loan policy will contain under Schedule B General Exceptions 1, 2, 3, and 5 unless a satisfac-
tory survey and inspection of the premises is made and will contain General Exceptions 4 and 6.
3. In the event this Commitment is issued with respect to a construction loan to be disbursed in future periodic install-
ments, then the policy shall contain an additional exception which shall read as follows:
"Pending disbursement of the full proceeds of the loan secured by the mortgage insured, this policy only insures
the amount actually disbursed, but increases as proceeds are disbursed in good faith and without knowledge of
any intervening lien or interest to or for the account of the mortgagor up to the amount of the policy. Such dis-
bursement shall not extend the date of the policy or change any part thereof unless such change is specifically
made by written endorsement duly issued on behalf of the Company. Upon request by the insured (and payment
of the proper charges therefor,) the Company will search the public records subsequent to the date of the policy
and furnish to the insured a continuation report showing such matters affecting title to the land as they have
appeared in the public records subsequent to the date of the policy or the date of the last preceeding continuation
report, and if such continuation report shows intervening lien, or liens, or interest to or for the account of the
mortgagor, then in such event this policy does not increase in liability unless such matters as actually shown on
such continuation report are removed from the public records by the insured."
4. All taxes for the year 1991 and all subsequent years. Said
taxes are not yet due and payable. The Tax Identification Number
for the subject property is 24- 31 -38- 00001 - 2080 - 00003/0; said 1990
taxes were paid in the amount of $102.75.
5. Restrictions as recorded in Official Record Book 99, at Page
366, of the Public Records of Indian River County, Florida.
6. Easements as reserved and recorded in Plat Book 6, at Page
37, of the Public Records of Indian River County, Florida.
7. Any and all charges for public utilities furnished by a
county or municipality which may be or may become a lien upon the
land insured hereby under any provision of the Florida Statutes;
and /or any county or municipal improvement liens which are not
recorded among the Official Record Books of the county in which
subject land is located.
STANDARD EXCEPTIONS FOR OWNER'S POLICY
The owner's policy will be subject to the mortgage, if any, noted under item one of Item 4 of
Schedule B -I hereof and to the following general execptions:
1. Rights or claims of parties in possession not shown by the public records.
2. Easements, or claims of easements, not shown by the public records.
3. Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed
by an accurate survey or inspection of the premises.
4. Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished,
imposed by law and not shown by the public records.
Any adverse claim to any portion of said land which has been created by artificial means or
has accreted to any such portion so created and riparian rights, if any.
6. Taxes or special assessments which are not shown as existing liens by the public records.
CONDITIONS AND STIPULATIONS
1. The term "mortgage," when used herein, shall include deed of trust, trust deed, or other security
instrument.
If the proposed Insured has or acquires actual knowledge of any defect, lien, encumbrance, adverse
claim or other matter affecting the estate or interest or mortgage thereon covered by this Commit-
ment other than those shown in Schedule B -I and Schedule B -II hereof, and shall fail to disclose
such knowledge to the Company in writing, the Company shall be relieved from liability for any
loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced
by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to
the Company, or if the Company otherwise acquires actual knowledge of any such defect, lien,
encumbrance, adverse claim, or other matter, the Company at its option may amend Schedule B -I
and /or Schedule B -II of this Commitment accordingly, but such amendment shall not relieve the
Company from liability previously incurred pursuant to paragraph 3 of these Conditions and
Stipulations.
Liability of the Company under this Commitment shall be only to the named proposed Insured
and such parties included under the definition of Insured in the form of policy or policies com-
mitted for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to
comply with the requirements hereof, or (b) to eliminate exceptions shown in Schedule B -I or
(c) to acquire or create the estate or interest or mortgage thereon covered by this Commitment.
In no event shall such liability exceed the amount stated in Schedule A for the policy or policies
committed for and such liability is subject to the insuring provisions, the Exclusions from Cover-
age and the Conditions and Stipulations of the form of policy or policies committed for in favor
of the proposed Insured which are hereby incorporated by reference and are made a part of this
Commitment except as expressly modified herein.
4. Any action or actions or rights of action that the proposed Insured may have or may bring against
the Company arising out of the status of the title to the estate or interest or the status of the
mortgage thereon covered by this Commitment must be based on and are subject to the pro-
visions of this Commitment.