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Home My WebLink About2012 - Contract�it of Sebastian Florida Y � Banking Service R�P Response Provided By: � p� a � fi�� ,E.��. . �� F e a c o a s -�� NATIONAL BANK May I I , 2012 Corporate Headquarters Sebastian West O�ce 815 Colorado Ave I 110 Roseland Road Stuart, FL 34994 . Sebastian, FL�32958 772-221-2400 772-581-I341 ` Seacoast AIATIONAL SANK City ofSebastian — RFP Response Page ) 29 of 131 Table of Contents Introduction History of Seacoast National Bank Seacoast National Bank Approach to Requested Services E�chibit 1 Exhibit 2 E�ibit 3 E�ibit 4 E�ibit 5 E�ibit 6 Appendix ' ,� Seacoast ;` NwTioNAL sANx City of Sebartian — RFP Response Page 3 Page 4 Page 5 Page 6 Page 13 Page 14 Page 16 Page 17 Page 20 Page 21 Page 2 30 of 131 Introduction __ _ _ , .. _ _ . ..., � _ , _ ��z On behalf of Seacoast National Bank I would like to thank you for the opportunity to bid on the services required hy the City. In 1926 our Bank was founded on the Treasure Coast and to this day we are proud to be one of the oldest and most successful community Banks in the area. With 6locations in the County including two in the City of Sebastian we are committed to the community which is a strategic objective for our organization. Within our response below you will see we have a long standing tradition of serving municipal clients like yourself so we have a strong understanding of the elements within your RFP and the banking services critical to your daily operations. We will utilize all the resources of our institution to ensure the City has the most efficient and cost effective banking solutions available as well as direct access to management and executive level personnel at any time. Thank you again for allowing us to bid for your business. We would welcome the opportunity to discuss our proposal in more detail and look forward building a long lasting relationship with the City. ' , Sin(cerely, �t� '�f �_------ �---�� `1; . _ � �" . Ian Schweid Senior Vice President — Treasury Management Executive ��; ��- Seacoast ; NATIONAL BANK Cttj� Of S26aSttart - RFP RBSpOrtS2 P¢ 2 3 31 0�131 The �Iistory of Seacoast Nationai Bank Seacoast National Bank's original charter was granted in 1926 in Indian River County. The grandson of the founder (Dennis Hudson) is our cunent CEO. During our 85 years, the organization has grown to a$2.1 Billion financial service organization. We maintain 39 offices stretching from Palm Beach to Orlando including numerous locations around Lake Okeechobee. The holding company for the bank is publicly traded on the NASDAQ (symbol — SBCF) and we provide depository, treasury management, lending, investment management and trust services in all the communities we serve. Our client base is quite diverse and includes consumers, high net worth individuals, corporations and over 60 municipal entities. Our long standing history working with municipal clients has honed our treasury management skills to be competitive with the largest institutions in the country. We have active CTP certified people leading our treasury management area and working directly with clients every day. Our capabilities are displayed throughout our response and will be further supported by the references we have provided. Seacoast National is a strong performing institution. Some financial highlights from 2011 are shown below and our complete financials can be seen using the web link provided. • Total Assets = $2.1B • Return on Assets = 0.32 • 201 I Net Income = $6.7M • Total Risk Based Capital= 18.8% (OCC defines "Well Capitalized" at 8%) • Non-Performing Loans to Total Loans = 2.36% CorporateWebsite=s.;: .. .._ _ .._ VW1i,jW,se��-��,$-�bwn.i�►n�.n�.f'� As a community bank Seacoast National is rated by various independent rating agencies. The latest rating for these agencies is included below. Ratings (as of Q4-2011) Veribanc Rating — www.veribanc.com = Bauer Financial Rating - www.bauerfinancial.com - _ '= Se1CO�S� ; NATIONAL BANK Ciry of Sebasiian - RFP Response 3 Stars (Highest rating available) 3 Stars (5 stars is highest rating) Page 4 32 of 131 The Seacoast National Approach to the gtequested Servnces Being one of the oldest community banks in the region and having over 60 qualified public depository relationships Seacoast National has a long track record in providing service to municipal clients just like you. Our approach to onboarding and long-term maintenance of our relationships is driven by the four promises our bank is guided by... • We promise to get you comfortable with the right products and the right team to serve you • We promise to make your day-to-day banking simple • We promise to resolve out-of-the-ordinary items responsibly � VVe promise to invest in you and your community. These promises drive our behaviors from the very beginning of a new relationship as we will look to collaborate extensively with the City before, during and after the transition takes place. The first step in our process is for our customize service team outlined within to meet with the stakeholders at the City to develop a detailed action plan for the transition. This action plan will encompass all the aspects of the transition including needed documentation, system integration tasks, urdering of supplies and onsite training of City staff. Once the plan is created a member of the Seacoast National team will be assigned responsibility for completing each task. Weekly conference calls with the City will be conducted to ensure all tasks are on track and that no issues have been uncovered. As the conclusion of the transition phase becomes closer, testing of all systems will be conducted to ensure when the "go-live" day comes everything works smoothly and all City stakeholders have the training and supplies they need to conduct business. The team to who composed this bid will also be the team to service the relationship of the City at the conclusion of a successful bid. A biography of each individual can be found in Appendix 1. Also in within Appendix 1 is a map of Sebastian including a location of the branch that will serve the City's banking needs. Changing banks is often seen as a challenge for some, but in our experience when it is done in a collaborative manner with a clear action plan guiding the process it can be completed in a positive, stress-free environment that leads to more efficient operations. In 2011 we brought over 1,500 new business clients to Seacoast National in just this manner. __... _ __. _ _ _ __ . .. _ ___ _ _ _ � S�aCO�St NATIONAL BANK City of Sebastian — RFP Response Page 5 33 of 131 Exhibit 1: PROPOSAL FOR�V'� . � PROPOSER TD COMPLETE THE FOLLOVYING: Bank Name: Seacoast National Bank Address: 815 Colarado.Ave, S�uart Florida 34994 Principal Contact Person: Ian Schw�eid �_:...,... ..,..V... ' �enior ice Presiclent — Treasury S�rv�ces �.xecutive Title Signature ' Telephone: 772-463-8947 Fax No:.'172-221�2561 E-mail: ian.sch��eid�seac�astnational.com D2�spond 4o the #o9C�wing questao�es: AAinimum Req�irerroents �o (�ua6ofv ' '!. �►uth�rezeai Public De�si�m�/ panrsa�au�t 4o EPnapter 280; F9mric�a Sta�an#es? V�s X No 2. ls the Bank a Merrober of the Federai �epository Insurance Corp. (FDiC)? Ves X No 3. Is the Bank a, IIOlember of the Federal Reserve System? : Yes X No 5. Has a recen4 �1ud'ot�c! �ina�c6al St�t�en�nf beeu� inc�udeci with ttoe proposal? Yes_ X �Vo Appendix 8 6. Does the Bank have a location for rnaking daily deposits� making change, cashing petty cash checks arod geitia�g forms and sup�lies that wil! �e convenient for the City? Yes X No 19Vhat is the address: � 1110 Rose�and Road, Sebastian, FL 32958 . Is thatlocation currently holding a business tax receipt? Yes X No �Seacoast NATIONAL BAI3K City of Sebastian — RFP Response 34 O�e1 �31 7. �s th� �ank aros9 4�e represer�ta4ives �t will teao�cile 3he Cu1y'� accouu�t have experience �rvith I�al governrrocnt clie�a4s arod D�ave $a�i9ia�6ty wath applicabte laws a¢ad serv6c�s pari6cular to our o�r�tions? Ves X �lo . �sired Sco� of Services 1. List any addi4ional P�arQiwar� or soffiware recyuirerne�a4.s t�►� Ci�y w'sll have to {�ave to ful�y-utoBize.any of the p��op�os�d w�b-B�ascd seovices? The aniy requixem�nt for using all web base services prov:ided by Seacaast Nationat is a standard PC running Windows.XP operating system (or later) with Internet Explorer 8.0 (or later) and access to a traditional �nternet connection: 2. Can th� BanOc affimn'tha4 ot w61D: a.). agree 4o execorte a�y e+vire tu�aresfet oP�er w�in one (1) hoa�r fotlowong notifica4eo� ae�ai secondary a��arova6, fl�.) off�r repeti4ive transfers, and c.� provide 3he Cuty an o�-9i�e capab6Bvty to viewr aeac9 prent transfer details? Yes X No 3. Can tDte �ank aqf'irm t9�t oe�corni�g transffe�s vv611 � cr�elo�ed the c8ay of receip4 ar4d have sarv�e day avaelab6liry? '� Yes X No 4. Has a co�y of ttae 1P41ire Tr�n�er Ag�raroer�t �u� dncla�d�d with t�e �aro�sad? Yes_ X 9�Do Appendix 7 �. D�as � copy of t�ne e4vailalaaBity SchecluGe b�n ia�cDe�decD �nrith the pro�asal? Yes X Nm :�IOTE: All deposits (electronic or paper items) will be given immediate same day credit. 6. Tiie.City n�ds tf�e abil'sty to. vi�nr and pr6nt current day transac4ions.on-9an�. Has a copy of a saanpBe r�gaort frora� the �a�8c's system b�eu� ernclud� witD� the propcasai? Yes_ X P�to Appendix 2 i. The City needs the �bila4y to veew ancd .proe�t cance9Qed c�eck oanages on-line. Fias a co�y of a sarnpse cancel�ea� c�eck c�raage f�orn th� �a�k's sys4ern �eu� eu�c9a��ed dvet9t ��a� pPO�osal� Ves_ X No Appendix ? �. The City ciesiPes the abiB6ty 6o issue a stop payavaent ors�er on-96n� and expec4s the �ank to t�e responsible for any it�r�os cashed follovving 4h� mrder. 1Alha4 as the process for your Banlc to assure thos? • Our Business On�ine Banking system will enable fihe City ta p�ace Stop Payments anline: Once this is completed the item will be flagged for review. In the event a check is cashed after the stap has becn placed the b�u�ic will be responsible. �Seacoast NwTIONAL BANK City of Sebastian — RFP Response pa e � 35 0�131 � 9. Tt� City des6res go us� a�os�ve pay serv6�e to erus�ore oo�9y daBad cbecDcs ar� � ho�to�d. �scr�l�e ihe process for your �ank: Seacoast ?Vationai �vill provic3e the City a complete internet and imaged base� Positive . � Pay solutian including integration with our teller systems to detect fraudulent items presented at a Seacoast location or via iriclearing items from the Federa� Reserve. Exce�tions items axe displa;�ed within our Business Onlzne Banking system each moming � f"or review and decisioning by the City. � Our Positive Pay system has the flexibility Y.o accept nearly any format af issued check . file. As ��art of the transition process Seacoast National wiil customize ow system to accept files fram the City in tbeir existing format. Transmisszons of issued fiies should be �one via the ,secure internet coruiection macle within the Buszness 0nline Banking piatform. These transmissians can be made at any time as Business Unline Banking is integrated with our Core Processing system. .Our.P�sitive.Pay system al:so supports the input of ma:nual "ane-off' issued items for users with tlie proper authority. 90. DescriB� the pr�ess for hanci�ing employee c�e�ect s9e�s�4s �or your ��C, ar�y 9ooni3s on @rartacip�t�� anancial i�sta4utoo�s and 4he foravo�t aa�d tirr��frame 6n t�vhich you e�e�c! the r�uae��! i�ormataoan 40 � s�bmitta�d: Seacoast National can satisfy the ACH processing needs of the City for Direct Deposi.t of payrol3. "The standard l�7AC��:4 form.at file and upioad proc�ss is used today by Seacoa5t National clients_ ACH items can he initiatec� by upload of a i�TACHA, forxnatted fiIe or ihe manual entry �f ACH parkicipant .information on our Business Online Bankin� website. $atches/files can be received a.nyti�ne and items received befare 4pm EST will� be processed the sa;ne business day. �iles should �e u�lnaded two business days priox to th� effective date af t�ie transactian. 't 1. Descr6� hov�r_ 4�e �ank will f�arnas�t monthly stat�un�nts of a�tivi4y. and provide d�tails on atl car�celled ct�cks: = Monthly statements ror aIl municipai clients are generateci at t3ie .end af each month. They are made available the follawing day via our Business Onlir�e Banking system. Paper statem�ts are mailed within 3 business days and CDROIvIs c•an be praduced. Each af these methods provides access to in�ages of all cancelled checks pracessed far the mont�. !s a sample copy of 4be mo�ihly staterroe�t i�clucbed wit� the proposal? Yes_X No Appendix 5 '92. The City requeres an account analysis showing tPie calculation of the net callected balanc�, a detailed•listing oi atl charges for s�rvices by account and � summary o#.atl�accounts.ls.a sample copy`of 4he.account anaayses inctuded with the proposal? Ye� X No t�ppenciix 4 � Seaco�st NATIONAL BANK City of Sebastian — IZFP Response page g 36 of 131 r � �: 13. Describe t�e �ank's prog�osal $or prov6s9irsg �P�e n�essary 9sa�king s�apQ�9ies at no cost to the C6ty: �` . Sea:coast Natiqnal wi�l j�rovide all bank�ng suppIies at no c�st to the City. . 'l4. [)escr6be .the Bank's propos�l fo� coverin� $he City's �ota� cost of convers6on and training: Seacaast. �I�lational will provide all �aecessary setu� activities includzng system con#iguration and City employee #raining at no c�st to ihe Gity. 1�. Descr6tae the 6ank's �roposao on h�wr 4D�� Cb#y wri99 pay for serdice cD�arges: Seacaast National is prepared to of�er the City an aggressive interest rate as shown in Exhibit 3 on all deposited funds maintained .in a Qualified Publie Depository. account. This rafe of interesf will be paid to the City each month and should m4re ihan offset the fees generate. Seacoast would suggest the City pay for ihe serviees it utilizes via direct c�ebit to z.h� City's account 16. Descrabe.the Bank's pa�licaes on p�omptly res�e�ding vvot�n6n a�easona�le 46�se frame to any Coty r�q�aest for in%rrraation aro�E Pesearc6�? � The City will have direct access to numerous contacts at Seacoast Nationat as described a�ove. Thes� individuals will be ayailable to .respond to any and a1I requests �Sy the City typicaily the same. day they are reques�ed. 17.. Does the Bank a$firan tha4 it will corn�u�sate tD�� Co4y �or any lost $�tePest or charges r�sulti�tg from a"fail" to cons�mmate an �1CH or wa�e trarasfer 4ransac�ion tlue to the Bank's fauBt? " Yes X No 18. lMitl ,the Bank calculate any inter�st c�arges resuoting fr�m overdrawn balances at the same rate it pays the City, without overdraft fe�s or other penalties? Yes N� X 1VOTE: No interest chai�ges will be assessed for overdrawn baiances. 19. Does th� �ank agree to process NSF checDcs 4vvic� b�fore beirag r�ta�rned to the City? Yes X No 20. Does the Bank agree to make even exchanges of coins and currency without a�y fees or charges? Yes � No 21: Is the Bank familiar with Federal and State regulations, as �rtains to loca9 : governments, for federal income tax and FICA deposits? Yes X No �Seacoast . NATIONAL BANK 9 City of Sebastian — RFP Response 3�OTe131 1 22. Will the �ank �rovede cta�toaliaUsafek�ping serv6ces fo� oetves�enent ' securities and provide rrooe�tthity reporting of activi4ies with o�o �aank f�s and . has a copy of the CustodiatlS��ekeeping e4greeneent �n provided writ@� the pro�sat? � . Yes_ X No Appendix 6 � 23. UViI! tbe Ban9c cash payroll c@o�cks for Coty �m�doyees �rithoa,at ae�y .��s or cP�arges to the Coty or tPoe employees? Y�s_ X [do � 24. Descr6be t�e Bank's dASaster recovery pta� f�r aiisaste�r events oc eme�genc�es and how ut can assure that c9isra�pt�ora to City servic�s w61@ be rviir�6eraa�: � � Seacoast National has strategically duplicated all critical systems wit.hiiz a "l�urricane cade rateei" building located in Pa1m Beach Gardens. He�•e are just � a few of the features our disaster recavery site offers: - Advanced �-e suppression that can extinguish a fire.w.ithout water f - Data c;enter is strategically placed in the center of tPie huilding on the E second floar �- - Building winciows are desigzed to sustain hurricane force winds t - The building is equipped with an �Iectric generator that can �ower the � entire data center should FPL pawer be unavai�abte - Location is easily accessible &orn the Turn�ik� or I95 ' ? Emergertcy operations are tested at teast annually, some individual syste�ri are tested at a greater frequency. Backup generators are tested weekly and testing i includes exercising the �enerator and verifying proper operations. The disaster recovery site is tested annually. This is a fu11 network cutover which involves the disabling of all network cqnnectivii�r at the primary location and redirecting remote/branch offces to the secondary site. The 2U11 disaster rccovery test results showed atl _systems can be online within one hour of � declaring the disaster. � �Seacoast � NATTONAL BANK Ciry of Sebastian — RFP Response Pa e 10 38 0� 131 �ther M�tters 1. . IVane DescriB�e any proposed. opteouaa9. servoces 4h�t wiotl replace oP o�wlDi�j/ curnea�49y provbded senvice$ and how $P�y may �¢aef� t�e C6tg►: � 2. �4re there any services speci�ed an $�� i2FP verhich aPe P90Y 6nclwc9ead io� yo�r �roposall . ` Enhanced Fraud Protection — ACH Yositive Pay � Another feat�re of:the Seacaast National positive pay system is the ability to screen � outgoin;g ACH tiebits to yonr account. If you c:�n provic�e the ACH U�-iginator ID , numbers for .a.uy parties authori�ed to debit your accounts electronically we can screen tl�e iransactians and present any unauthorized requ�ests. C�ntralirLed Reynote Deposit Mana�ement T1iE Seac�ast i�iational platform far remote deposit capture is desi�ned. to simplify the -rnanagement of deposits process�d at mnultiple locations. Our internet based systern w:ill allo�� authorized individuals fro.m the City to nnonitor and }�rint custom reports4 for deposit activity tl�at takes place at each of the City's remote locations using the service. �. 3: Hodv rnuch t�rn� is ex�ested to � n�cled for: secur�r�g � tt�e r�uir� � supplies, providin� tD�e necessary 4raiu�ang �o�d �cYtaalDl/ making t�e coreversoon? A cvstonnized implemer�tation p�an will be created with the involvement of the City for ti�e solutions required. The entire implemen#ation will be handled by your Relationship _ Team �hau�n i.n Append�ix 1. We �anticipate tYaae implementation of fhe.solutions far the City will take na I��ger th�n 2-3 weeks to complete. 4. 16Vill 4D�e Bank provic�e sa4isfactory proof of insuranc�e? Yes X No 5. Fbas 4tee Bank incl¢eded �n exec�s4ed PuBaDoc ��atu4y Cr6av�es StaBeruuea�� an�9 6�ocGusi�c9 t0�e �r6g6ma9 rvo4� 4U�e p�og�osa�? Yes_x No 6. Eias the Ban1c snctudeaf an executed Darug-free 1QVo�9cplace Ce�ti�c�t6on ar�s8 included the original witD� the proposa9? Y�s X No � 7. Does the Bank agree thaQ either �rarty may tere�ni�ate �he Agre�m�nt by giving ninety (9p) day notice and that th� Ci4y wi�f not g�ay f�r a�y darr�a�es �r costs as a resuit of the terrroination? Yes X` No �S�eacoa�t NATIONAL HA1�K City of Sebastian — RFP Responre Pa e 11 39 0� 131 8. F:a Flave any of your goverro�rtere8ai cliee�ts tere�iu�ated a banking s�orvices agreement with your bank �fore its norrn�� eo�di�g peri� waQ9�an 4D�e �st five y�ars? Yes No X . �s the Bank agree to ex4end the s��ric�s ao�d 4errvus o� t@oe �►gr��oneent foa up to ninety (30) days to ateow for �e sronooth transitboo� 4o a u�ewr depository bank aeed to provic9e fuDl coope�4�on and ass6st�eece to 8i9e transition effort? . Yes X No P920POS�►L 1iV�lRl2e49dTV The undersigned, hereinafter referred to as "Proposer", warrants that they are an officer of the Bank and dectares that the only persons or parties interested in this Proposal are those named herein,. that this Proposal is in all respects, fair and without firaud, that it :is made without collusion with any official of the City of Sebastian, and the Proposat is made without connection or collusion with any person submitting another Proposal for this Work. The Proposer further declares that they have fiully examined and have a comple�"e understanding of all the requirements of the RFP documents, and full knawlecfge of the scope, nature, quan4ity and quatity of the Work to be performed, and that the Financial Proposal submi#ted herewith and/or attached hereto includes providing all the serv%ces in accordance with all detailed requirements of the conditions u:ncier which the services are to be performed, and that this Proposaf is made according • to the provisions , and unc�er the terms of the RFP documents, whi�h are hereby made a part of this Proposal: Proposer further declares that any deviations from the RFP requirements are explained on the separate sheet fabeled "Exhibit 2: Excepiions Form" and included with this Proposal Form and that each deviatian is iterrzized by number and specifically referenced to the applicable specification paragraph page. � Seacoast Natio��al F3ank Bank Name $15 Colorad� Ave, Shzart, FL 34y94 Address �_ � = `-,� Signature of Officer �Seacoast NATIONAL BANR City of Sebastian — RFP Response 7�2-463-8947 Phone Number 772�221-2561 Fax Number 5/2112 Ian Schweid— SVP Treastuy Date - Printed Name & Title Page J2 40 of 131 Exhibit 2: EXCEPTIONS FORM EXCEPTIONS Provide an itemized listing of any clarifications, deviations, variations and exceptions to the requirements, terms and conditions contained in the RFP documents. Clarification and Exception items shall be numbered, referencing the specific applicable RFP paragraph number and page, and describing in detail the Clarification or Exception, which constitutes the deviation from the RFP requirements. If no statement is contained in the space below, it is herebv implied that vour Proposal complies with the full scope of this RFP. CLARIFICATIONS and EXCEPTIONS: No Exceptions �`"'� Seacoast �,.,,,,,,,;p' NATIONAL BANK City of Sebastian — RFP Response Page 13 41 of 131 � Exhibit 3: FINANCIAL PROPOSAL SUMMARY OF PROPOSED RATES, BANK FEES AND CHARGES FDtC Deposit Insurence Gananl Aeeount Sorvieos: Non Acct Holder Chk Cashing - Fult Zero Balance Master Attount Maint Account Maintenance - Che�cstor Zero Balance Monthly Base Debits Posted Credits Posted DDA Statement -� Paper Deposkory Servicaa: CEO Retn I[em Subscription Per Acct Deposked Checks -�On Us Deposited Chetks - Lotal Clearing Deposited Checks - Regional Deposited Checks -Traruft Cash Dep/51 - Bronch Store Change Order Cnarge - Brancb Store Rolted Coin Ordered - Branch Store Currency Ordered/51- Branch Store CEO Re[urn Item Service M[hly Base Paper Disbursoment S�rvices: Stop Payment - Online Vosifive Pay Only Monthly 8ase Positive Vay Only - Item Positive Pay Only Chetks Gaid Online Image View < 90 Days -I[em Wellsimage Paid Check Monthly Base Wellsimage Paid Check Per CD CEO Search Wellsimage Paid Chetk Per Item Paper Dis6urosmant Recon Sarvicss: ARP Aged Issue Records On File-Item Ganenl ACH 8srvkes: ACH CEO Substription - Attount ACH CEO Retum Su0.scription - Account Electronic Credits Posted ACH Mon[hty Base ACH CEO Retum Subscription -Aaount ACH Two Oay Item ACH Orginated - Addenda Rec ACH Received Item ACH Transmission Charpe Intemet ACH One� Day Item Internet ACH Two Day Ilem Intemet ACH Base Fee Internet ACH 8atch Release EDI PaymanS Servicsa: CEO Treas lnto Rpt EDI Subsc Mobase Wiro 3 OMsr Funda Tronster Sarvice: Wire Detail Rpt Subscription - Acd Wire Ouigang Domestic - CEO I�fortnation Services: Retum infofax Monthly Base CEO InVaday Subscription Mthybase CEO Prev Day Subscriplion Mthrybese CEO Prev Day Subscripl'an Detl Item CEO Event Messaging Service - Emafl Electronic Windo Extentled Stor t20 InvostmonyCustaty Sorvices: VJFB MN NA Cusio Holdir�s - Other �� =; Seacoast �:.., c NATIONAL BANK City of Sebas[ian - RFP Resporrse Proposod Propoaed Unit Priee Monthly Bank Charp� Vofum• 2.00 i.00 39.00 48.00 2.00 52.00 36.00 269.00 3.00 63,957.00 2:00 11.Q0 329.00 2.00 � 503. 44. 1.063. 4.00 0.00 $ - 12.50 S 12.50 7.SD 5 15.00 s.00 5 s.00 0.08 $ 3.12 0.17 S 6.16 0.00 5 - D.00 $ - 0,06 5 3.12 0.06 S 2.16 0.06 $ 16.14 0.06 $ 0.38 0.00 S - 0.00 5 - 0.00 $ - 0.00 $ - 0.00 S - 16.00 S 32.00 37.50 S 75.00 0.00 5 - D.00 $ - 0.00 $ - 0.00 $ - 0.00 5 - 50.00 $ 40.00 0.00 $ - O.00I $ - I 0.00 5 - 0.00 $ - O.UO S - 12.50 $ 12.50 0.00 $ - 0.05 S 14.25 0.00 $ - 0.00 S - 5.00 5 10.00 D.OS 5 0.20 0.05 5 1.20 a.00 $ - 0.00 5 - D.00� $ - I iQ.��l S 20.�0 I 6.00) s is.00 0.00 $ - 0.00 $ - 0.00 $ - 0.00 $ - 0.00 5 • 0.00 5 - O.00I S - I Page / 4 42 of 131 , �►RNINGS CREDIT Rd1Y� (�CR) ON AVd11L61�LE d1CCO�DNT �d1L61NGES: Describe the basis for the proposed EGR: � I�ot Applicable ECR, as caicutated for March 2012 (Enter calculated rate} N/A % Minimurti Available Account Balance to Cover Proposed Monthly Charges � N/A �N7EREST R/44E PAID ON d�VA1U4BLE AGCOUN� B�►LAPICES Describe the basis for Proposed Interest Rate: The interest pai�i wi�l be based on 1he �alances on deposit with the associated tiers. The rate of each tier is based on ihe 13 w�ek T'reasury Bill as shown below. $0 - $999K = i 3vs�k T-Bi11= 0.08°ro �1�V1M - $2.49MM = 13wk T-BiII + 2U�ps = 0.28% $2.SNIlVI -�- = I3wk T-Bill -�- 30hps = 0.3$%4 Interest rate, as calculated foF March 2012 (Enter calcufated rate) 0.28.°_�0 March 2042 Eaming based on Average Available Collected Balance of $2,170,367 $506.42 ON7ERE5T RATE PAID,1� P6Z06�SiNG OOP'ftOfY OF WAiVlNG ALL FEES 6liHD CFIABZG�S: Describe the basis for Proposed lnterest Rate: � Not flpplicable Interest rate, as calculated for March 2012 (Enter calculated rate} N/�1 °/� March 2012 Earning based on Average Available Collected Balance of $2,170,367 . � N/A �U��.+��5� NATIONAL SANK City ojSebastian — RFP Responre 0 Page I S 43 of 131 Exhibit 4: REFERENCES Provide up to frve (5) previous or current governmental contracts perFormed or being performed of similar nature and scope. Listing must be compfeted with the name of the government, contact person's name, contact person's phone number and contact person's email address. Goverrement Name Contact Persort Phone Number Email Address City of Stuart Louis Baglioli, III 772'2gg-5324 jbogliol�ci.stuart.fl.us City of Ft. Pierce Gloria Johnson 772-460-220Q qjohnson(a�citvftpierce.com ext 332 Martin County Ruth Pietruszewski ��Z'2gg'S748 rski�mctc.martin.fl.us Tax Collector St. Lucie County Shai Francis ��2-462-1482 FrancissCcr�.stluCieclerk.corrt Clerk of Courts Okeechobee Count,y Board of Gary Moorman g63-763-3121, gmoorman(cDclerk.co.okeecho�ee.fLus Commissioners ext 1 I I � �� Seacoast NATIONAL BANK ` City of Sebustian - RFP Response Pa e 16 44 of 131 Exhibit 5: PUBLIC ENTITY CRIMES STATEMENT Any person submitting a quote, bid, or proposal in response to this invitation or a contract, must execute the enclosed forrn PUR. 7069, sworn statement under section 287.133(3)(a�, FLORIDA STAT[JTES, ON PUBLIC ENTITY CRIMES, including proper check(s), in the space(s) provided, and enclose it with his quote, bid, or proposal. If you are submitting a quote, bid or proposal on behalf of dealers or suppliers who will ship commodities and receive payment from the resulting contract, it is your responsibility to see that copy(ies) of the form are executed by them and are included with your quote, bid, or proposal. Corrections to the form will not be allowed after the quote, bid, or proposa] opening time and date. Failure to complete this form in every detail and submit it with your quote, bid, or proposal may result in immediate disqualification ofyour bid or proposal. The 1989 Florida LegisIature passed Senate Bill 458 creating Sections 2$7.132 - 133, Florida Statutes, effective July 1, 1989. Section 287.132(3)(d), Florida Statutes, requires the Florida Department of General Services to maintain and make available to other political entities a"convicted vendor" list consisting of persons and affiliates who are disqualified from public contracting and purchasing process because they have been found guilty of a public entity crime. A public entity crime is described by Section 287.133, Florida Statutes, as a violation of any State or Federal law by a person with respect to and directly related to the transaction of business with any public entity in Florida or with an agency or political subdivision of any other state or with the United States, including, but not limited to, any bid or contract for goods or services to be provided to any public entity or with an agency or political subdivision and involving antitrust, fraud, theft, bribery, collusion, racketeering, conspiracy, or material misrepresentation. By law no public entity shall accept any bid from, award any contract to, or transact any business in excess of the threshold amount provided in Section 287.017, Florida Statutes, for category two with any person or affiliate on the convicted vendor list for a period of 36 months from the date that person or affiliate was placed on the convicted vendor list unless that person or affiliate has been removed from the list pursuant to Section 287.133(3)(�, Florida Statutes. Therefore, effective October 1, 1990, prior to entering into a contract (formal contract or purchase order in excess of the threshold amount for category two) to provide goods or services to THE CITY OF SEBASTIAN, a person shall ftle a sworn statement with the contracting officer or Purchasing Director, as applicable. The attached statement or affidavit will be the form to be utilized and must be properly signed in the presence of a notary public or other officer authorized to administer oaths and properly executed. THE INCLUSION OF THE SWORN STATEMENT OR AFFIDAVIT SHALL BE SUBMITTED CONCURRENTLY WITH YOUR QUOTE, PROPOSAL OR BID DOCUMENTS. NON- INCLUSION OF THIS DOCUMENT MAY NECESSITATE REJECTION OF YOUR OUOTE, PROPOSAL OR BID. 4 -� Seacoast „:,,=;i ` NATIONAL BANK Ciry of Sebastian — RF'P Response 4�� I 31 SWORN STATEMENT UNDER SECTION 28�.133(3)(a), FLORIDA STATUTES, ON PUBLIC ENTITY CRIMES THIS FORM MUST BE SIGNED IN THE PRESENCE OF A NOTARY PUBLIC OR OTFIER OFFICER AUTHORIZED TO ADMINISTER OATHS. 1. This sworn statement is submitted with the Banking and Investment Services Proposal for THE CITY OF SEBASTIAN. 2. This sworn statement is submitted by Seacoast National Bank ., whose business address is 815 Colorado Ave, Stuart, FL 34994 and (if applicable) its Federal Employer ldentification (FEIN) is 3. My name is Tom Wilkinson (please print name of individual signing) and my relationship to the entity named above is Regional CEO/President 4. I understand that a"public entity crime" as defined in Paragraph 287.133(1)(g), Florida Statutes, means a violation of any state or federa] law by a person with respect to and directly related to the transaction of business with any public entity or with an agency or political subdivision of any other state or with the United States, including, but not limited to, any bid or contract for goods or services to be provided to any public entity or an agency or political subdivision of any other state or of the United States and involving antitrust, fraud, theft, bribery, collusion, racketeering, conspiracy, or material misrepresentation. � 5. I understand that "convicted" or "conviction" as defined in Paragraph 287.133(1)(b), Florida Statutes, means a finding of guilt or a conviction of a public entity crime, with or without an adjudication of guilt, in any federal or state trial court of record relating to charges brought by indictment or information after July 1, 1989, as a result of a jury verdict, nonjury trial, or entry of a plea of guilty or nolo contendere. b. I understand that an "affiliate" as defined in Paragraph 287.133( I)(a), Florida Statutes, means: (1) A predecessor or successor of a person convicted of a public entity crime; or (2) An entity under the control of any natural person who is active in the management of the entity and who has been convicTed of a public entiry crime. The term "affiliate" includes those officers, directors, executives, pariners, shareholders, employees, members, and agents who are active in the management of an affiliate. The ownership by one person of shares constituting a controlling interest in another person, or a pooling of equipment or income among persons when not for fair mazket value under an arm's length ageement, shall be a prima facie case that one person controls another person. A person who knowingly eniers into a joint venture with a person who has been convicted of a public entity crime in Florida during the preceding 36 months shal] be considered an affiliate. 7. I understand that a"person" as defined in Paragraph 287.133(1)(e), Florida Statutes, means any natural person or entity organized under the laws of any state or of the United States with the legal power to enter into a binding contract and which bids or applies to bid on contracts for the provision of goods or services let by a public entity, or which otherwise transacts or applies to transact business with a public entity. The term "person" includes those officers, directors, executives, partners, shareholders, employees, members, and agents who are active in management of an entity. 8. Based on information and belief, the statement which I have mazked below is true in relation to the entity submitting this swom statement. (Please indicate which statement applies.) X Neither the entity submitting this sworn statement, nor any officers, directors, executives, partners, shareholders, employees, members, or agents who are active in management of the entity, nor any affiliate of the enTity have been charged with and convicted of a public entity crime subsequent to July 1, 1989. ��`�� Seacoast . , ,�; NATIONAL BANK 4�&3��j 31 Ciry of Sebastian — RFP Response The entity submitting this sworn statement, or one or more of the officers, directors, executives, partners, shareholders, employees, members or agents who are active in management of the entity, or an affiliate of the entity has been charged with and convicted of a public entity crime subsequent to July 1, 1989, AND (Please indicate which additional statement applies.) There has been a proceeding concerning the conviction before a hearing officer of the State of Florida, Division of Administrative Hearings. The final order entered by the hearing officer did not place the person or affiliate on the convicted vendor list. (Please attach a copy of the final order.) The person or affiliate was placed on the convicted vendor list. There has been a subsequent proceeding before a hearing officer of the State of Florida, Division of Administrative Hearings. The final order entered by the hearing officer determined that it was in the public interest to remove the person or affiliate from the convicted vendor list. (Please attach a copy of the final order.) The person or affiliate has not been placed on th convicted vendor list. (Please describe any action taken by or pending with the Department of neral Skr i es.) �---- � � . `\.� - ,_,,._- _: (S' nature} Date: 5�61 � I 2 STATE OF FLORIDA COUNTY OF � �'�� "� The foregoing instrument was acknowledged before me this -!� day of M�y , 2012 by [ c(ncueic� �-�-+ ►�►Y v� on behalf of �eac�yS� at` � '� He/she is onally known to e or has produced ^ as identification and did () did . rw.�.r1r�. ,��N��PI�4, (No Signature) ��+�" ,�, LA!!RA WENGfR :, ,: Notary PuDlic - State of Fiarlda Name: � w i"' ° My Comm. Expires Feb 21, ZOiS �''E �Ae` Commis�lon N EE Se689 My C'ommission Expires: 5 q !L ��"�"' "�� Commission Number: �'e $' �k�= '� Seacoast - rrnTTOrrpL aAivx City ofSebastian — RFP Responre Page 19 47 of 131 Exhibit 6: DRUG-FREE WORKPLACE CERTtFICATION The undersigned, in aecordance with Florida Statute 287.087 hereby certifies that Seacoast National Bank does: Publish a statement notifying employees that the unlawful manufacture, distribution, dispensing, possession, or use of a controlled substance is prohibited in the workplace and specifying the actions that will be taken against employees for violations of such prohibition. 2. Inform employees about the dangers of drug abuse in the workplace, the business' policy of maintaining a drug-free workplace, any available drug counseling, rehabilitation, employee assistance programs and the penalties that may be imposed upon employees for drug abuse violations. 3. Give each employee engaged in providing the commodities or contractual services a copy of the statement specified in Paragraph 1. 4. In the statement specified in Paragraph 1, notify the employees that, as a condition of working on the commodities or contractual services that the employee will abide by the terms of the statement and will notify the employer of any conviction of, or plea of guilty or nolo contendere to any violation of Chapter 1893 or of any controlled substance law of the United States or any state, for a violation occurring in the workplace no later than� five (5) days after such conviction. 5. Impose a sanction on, or require the satisfactory participation in a drug abuse assistance or rehabilitation program if such is available in the employee's community, by any employee who is so convicted. 6. Make a good faith effort to continue to maintain a drug-free workplace through implementation of Paragraph 1 through 5. As the person authorized to sign this statement, I certify that th:s firm complies fully with the above requirements. Date: 5/11/12 � '" �_ __ �--�\ �— _ � ! �� Ian Schweid — SVP Treasury Management Name and Title � '�4 Seacoast � __....,�;N NATIONpL BANK Ciry ofSebastian — RFP Resporrse Page 20 48 of 131 4327103881 CORPORATE AUTHORIZATION RESOLUTION Seacoast National Bank 1110 Roseland Road Sebastian, FL 32958 Referred to in this document as "Financial Institution" Bv�The City of Sebastian ,Florida 1225 Main St Sebastian FL 32958 Referred to in this document as "Corporation" I, Kenneth W Killgore , certify that I am Secretary (clerk) of the above named corporation organized under the laws of Florida , Federal Employer I.D. Number , engaged in business under the trade name of CiN of sebastian , and that the resolutions on this document are a correct copy of the resolutions adopted at a meeting of the Board of Directors of the Corporation duly and properly called and held on 7une 14, 2012 (datel. These resolutions appear in the minutes of this meeting and have not tieen rescinded or modified. AGENTS Any Agent listed below, subject to any written limitations, is authorized to exercise the powers granted as indicated below: Name and Title or Position A. T�eS A Hill Mavor e. Alfred A MinnFr III Ci� Manager G. KPnnPrh W KillgnrP Finance Director D. _ _ � � � Si4nature X X X X E. X X F. X X Facsimile Signature (if used) POWERS GRANTED (Attach one or more Agents to each power by placing the letter corresponding to their name in the area before each power. Following each power indicate the number of Agent signatures required to exercise the power.) Indicate A, B, C, Description of Power Indicate number of D, E, and/or F signatures required A&B 11) Exercise all of the powers listed in this resolution. �.� . A&B (2) Open any deposit or share accouni(si in the name of the Corporation. � A&B (3) Endorse checks a�d orders for the payment of money or otherwise withdraw or transfer funds on deposit � with this Financial Institution. A&B (4) Borrow money on behalf and in the name of the Corporation, sign, execute and deliver promissory notes or other evidences of indebtedness. ,�ZR (5) Endorse, assign, transfer, mortgage or pledge bilis receivable, warehouse receipts, bills of lading, stocks, bonds, real estate or other property now owned or hereafter owned or acquired by the Corporation as security for sums borrowed, and to discount the same, unconditionaliy guarantee payment of all bills received, negotiated or discounted and to waive demand, presentment, protest, notice of protest and notice of non-payment. A� _ (6) Enter into a written lease for the purpose of renting, maintaining, accessing and terminating a Safe Deposit Box in this Financial Institution. (7) Other LIMITATIONS ON POWERS The following are the Corporation's express limitations on the powers granted under this resolution. '�. � .3. �� EFFECT ON PREVIOUS RESOLUTIONS This resolution supersedes resolution dated . If not completed, all resolutions remain in effect. CERTIFICATION OF AUTHORITY I further certify that the Board of Directors of the Corporation has, and at the time of adoption of this resolution had, full power and lawful authority to adopt the resolutions on page 2 and to confer the powers granted above to the persons named who have full power and lawful authority to exercise the same. (Apply seal below where appropriate.) ❑ If checked, the Corporation is a non-profit corporation. In riNitn��s Whereof, I have su sc�ibed my name to this document and affixed the seal o�'�yhe �i��Qoration on � "`�� -�� , (date). ,,, �._ '�1� �1��:�_�--- , �"� C. �_. �t�.a � � a'�_:,� '�,t,. �t�b�i`One Other Officer Secretary , ��1"' � 798F; 1997 Bdnkgrs $ys?em5; Inc., St. Clni�d, MN Fnrm CA-1 5!1/2003 (page 1 of 2/ Seacoast National Bank 1110 Roseland Road Sebastian, Florida 32958 SIGNATURE(S) - THE UNDERSIGNED AGREE(S) TO TFIE 7'ERMS STATED ON THIS FORM AND THE SEPARATE DEPOSIT ACCOUNT AGREEMENP AS CONST[TUTING TOGETHER A CONTRACT BETWEEN THE CUSTOMER AND THE BANK ON THIS ACCOUNT AND FUR'I'HER ACKNOWLEDGE(S) RECE[P1' OF A COPY OF EACH ON TODAY'S D.4TE. (". �X �...d__-�.� ---�� ' 1865579, DOB:04/13/1969 IJam��A Ijill (z): r f ./ • � ,`T..C......,��..,..,..,,.. Ifred A Minne- III cs): � .--'' � <'"t . L� x� ' `� 't,.v �� t. �-�.�-��"�-c_.. SSN�g7��5�0�6�%��%/�3�8 -�- The City of Sebastian, Florida Operating Account 1225 Main St Sebastian FL 32958 SIGNATURE CARD Account Number: 432 / 103 S� 1 Date: V�14�2�12 Number of Signa[ures Requind for W iNdrawal: 7 Puryou of Accoum: lJ Personal � Public Funds ❑ Business ❑ UnincoTporazed nonbusiaess azsociation of natural persons TY�oen��ou�r. Public Funds Now (320) Ty�oroW„�5wp: Corporation Po;mary Taxpaye� �.�. Nwr,ber Telephone Num6er: H �772� 3 g8-gZOO _______ Fold Here ' t.�. s��e� ai Drivers License-#H400441691330 Kenneth W Killgore Issue Date:08/O]/2011,Exp Date:04/l3/2019,Issued by:FLORIDA ta): �.�. si�,er az Drivers License-#M560001704130 Issue Date:08/26/20l 1,Exp Date:l 1/13l2019,Issued by:FLORIDA X ss a� �.�. s��r asDrivers License-#K426519480670 Issue Date:02/26/2010,Exp Date:02127/2018,Issued by:FLORIDA I.D. Signer p4-# Issue Date:,Exp Date:,Issued by: susirvESS nccouNTS - NO DISCREPANCIES NO DISCREPANCIES Account Documenta�ion Received? ❑ Yes O No N� DISCREPANCIES Approvecl by: NO DISCREPANCIES OTHER TERMS, EXPLANATIONS, OTHER SERVICE, ETC. oa�� A��,��o,x� 6/14/2012 B.a„�h Sebastian West Office Opened By L1riQa i eague Verified By Linda Teague Source of Funds Wells Fargo/Wachovia Iniiial Deposii Amount .lf.l Date of BiNi Check Enquiries Verified _ Present Employer 1/WE HAVE RECEiVED THE FOLLOWING DISCLOSURES: TRUTH IN SAVINGS, ELECTRONIC FUNDS TRANSFER AND FUNDS AVAILABIWTY. UWe hemby au[horize Seacoast National Bank ro request a writteu report from credit imesugation mporung ageocies. At iis discretion, the Ba�ilc may communicate information so1Ny about its vansactions or experiences wiiA me/us ro persons mlated to the Bank by common ownership or atfiliated by corporate convol. The Bank may aiso on its own discretion communicace other information to these sa�ne persons, unless I/we direct the Bank in wriung not ro exchange this o�er information. BACKUP WITHHOLDING CERTIFICATIONS �gpCKUP WITHHOLDING - I am not subject ro backup withholding either because 1 have (TO BE COMPLETED BY PRIMARY ACCOUNT HOLDER} not been notified tl�at I am subject io backup wi�hholding az a result of a failure ro report all �TAXPAYER I.D. NUMBER - The [a�cpayer identificanai number �nterest or dividends, or the Intemal Revenue Service has notified me iha[ 1 arn no longer subject shown above (Taxpayer I.D. Number) is my cortat tazpayer identification � backup withholding. number. ❑ EXEMPT RECtPIENTS - I azn an exempt recipient under tlm Intemal Revenue Servia �lrl am a U.S. person (induding a U.S. resident alien). Regulations. �L ❑ NONRESIDENT ALIENS - 1 am not a United Stares person, or if 1 am an individual, I am ❑ APPLIED - FOR TAXPAYER I.D. NUMBER - A tazpayer ��er a citizeu nor a resident of the United States. identification number has not been issued [o me, and I mailed or delivered an applicafion ro roceive a tarzpayer idenufication number to the appropriate Intemal Revenue Service Cenrer or Social Security Adminisiration Of6ce (or SIGNATURE: By siguing below I certify nnder penalGes of perjnry lhe statements I intend to mail or Aeliver an application in the near fuh�re). f understand that �hecked in [his s an. the payor is required ro wilhhold a portion of alI reportable payments thereaIIer made ro me until [ provide a numbec X - (Daze) Wolters Kluwer Financial Services - Bankers Systems'"' MDF. EFLSIGCD ______ FoldHere Seacoast National Bank NOW Account Eligibility Certification Ci__tv�___nf �,phaetian Name of Organization ("depositor") Account number 4��n�RR� The depositor hereby certiiies to Seacoast National Bank ("the bank") that it is a not for profit organization that meets the description in Internal Revenue Code section 501(c)(3) through (13) and (19), or a political organization that meets the description in Internal Revenue Code section 527, or a homeowners' or condominium association that meets the description in Internal Revenue Code section 528. If its status changes, the depositor will notify the bank in writing immediately. If this certif cation is in error or if the depositor fails to inform the bank of the change in its organizational status in a timely manner, and the bank is fined by reason thereof, depositor shall reimburse the bank the amount of such fine. g ' { �, �, o .� � ...- Authorized Signature � f� �--�d�. � ,� -�i �, ', � 4 � �.:� �-��-... .� r,,.-,� ,,, �. �r , Authorized Name �.`�=. ��.��"t � �� - �- f ��-�--� � � ��-�- Typed or printed Received by 1.;,,�a TPa�,P Bank Associate Date n6�� 4�2ni � Nowcert effective OS/06 4327103961 CORPORATE AUTHORIZATION RESOLUTION Seacoast National Bank 1110 Roseland Road Sebastian, FL 32958 Referred to in this document as "Financial Institution" BV�The City of Sebastian ,Florida 1225 Main St Sebastian FL 32958 Referred to in this document as "Corporation" I, Kenneth W Killgore , certify that I am Secretary (clerk) of the above named corporation organized under the laws of Florida , Federal Employer I.D. Number 59-6000042 , engaged in business under the trade name of Citr�f�Sebastian , and that the resolutions on this document are a correct copy of the resolutions adopted at a meeting of the Board of Directors of the Corporation duly and properly cafled and held on .Tune 14, 2012 Idatel. These resolutions appear in the minutes of this meeting and have not been rescinded or modified. AGENTS Any Agent listed below, subject to any written limitations, is authorized to exercise the powers granted as indicated below: Name and Title or Position A. TamPC A N;il Ma}�or B. Alfred A Minner III Ci� Mana9er C. KPnnPth W Killg�„nrr Finance Director D. X X X X X X X E. X X F. X X Facsimile Signature (if used) POWERS GRANTED (Attach one or more Agents to each power by placing the letter corresponding to their name in the area before each power. Following each power indicate the number of Agent signatures required to exercise the power.) Indicate A, B, C, Description of Power Indicate number of D, E, and/or F signatures required A&R (1 i Exercise al) of the powers listed in this resolution. �.. A&B 12) Open any deposit or share account(s) in the name of the Corporation. �� A&B (3) Endorse checks and orders for the payment of money or otherwise withdraw or transfer funds on deposit �i with this Financial institution. A&B (41 Borrow money on behalf and in the name of the Corporation, sign, execute and deliver promissory notes or other evidences of indebtedness. ,g,B�R (5) Endorse, assign, transfer, mortgage or pledge bills receivable, warehouse receipts, bills of lading, stocks, bonds, real estate or other property now owned or hereafter owned or acquired by the Corporation as security for sums borrowed, and to discount the same, unconditionally guarantee payment of all bills received, negotiated or discounted and to waive demand, presentment, protest, notice of protest and notice of non-payment. ARrR (6) Enter into a written lease for the purpose of renting, maintaining, accessing and terminating a Safe Deposit Box in this Financial Institution. (7) Other LIMITATIONS ON POWERS The tollowing are the Corporation's express limitations on the powers granted under this resolution. �r � L .r�— EFFECT ON PREVIOUS RESOLUTIONS This resolution supersedes resolution dated . If not completed, all resolutions remain in effect. CERTIFICATION OF AUTHORITY I further certify that the Board of Directors of the Corporation has, and at the time of adoption of this resolution had, full power and lawful authority to adopt the resolutions on page 2 and to confer the powers granted above to the persons named who have full power and lawful authority to exercise the same. (Apply seal below where appropriate.) ❑If checked, the Corporation is a non-profit corporation. InjWit s V1�(hereof, 1 have subscribe�l my name to this document and affixed the seal ��.Lhe o oration on ?�� {<3�c�i � , 4�_ (date). j : L/—e.", .�' r "!� `°3� .�, , t y One Other Officer Secretary �M � " (page 1 of 2J p 1985, 1997 Bankers Systems, Inc., St. Cloud, MN Form CA-1 5/1 /20��3 Seacoast National Bank 1110 Roseland Road Sebastian, Florida 32958 SIGNA'I'[JRE(S) - THE i1NDERSIGNEll AGREE(S) TO 'CHE 7'ERMS STATED ON THIS FORM AND Ti� SEPARATE DEPOSIT ACCOUNT AGREEMENT AS CONSTITUTING TOGETHER A CONTRACT BETWEEN THE CUSTQMER AND THE BANK ON THIS ACCOUNT AND FURTHER ACKNOWLEDGE(S) RECEIPT OF A COPY OF EACH ON TOI3AY'$ DATE. (1'. L X ('' ` x r ��,f,. „�.,., . . , ...�.. . ., ..,, . � , ., lfred A Minner III (3): � _,,. x'� �yx , "L`: .`� ``.. �� $�"i�^Z SS N The City of Sebastian, Florida Payroll Account 1225 Main St Sebastian FL 32958 SIGNATURE CARD A��o��, r��mc�: 4327103961 Date: V� 14�Z� 1 G NumEer of Signatures Requirod for Withdrawal: 7 Pulpose of Accounr. ❑ Personal � Pubiic Funds ❑ Ausinas ❑ UnincorporateA nonbusiness usociapon of natural permns Tra ofA��a,,,�: Public Funds Now (320) T�e or o��rsmP: Corporation P*imarr Taxvar�� .�. Number: 596000042 Telephone Number: H �7!2� 38 g-820O _______ Fold Here ' � �.�. s;Sner ai Drivers License-#H400441691330 Kenneth W Killgore '� Issue Date:08/O1/2011,Exp Date:04/13/2019,Issued by:FLORIDA cn�: �.o. s�8�� w� Drivers License-#M560001704130 Issue Date:08/26/2011,Exp Date:l l/13/2019,Issued by:FLORIDA x SSM �.�.s;g�erasDriversLicense-#K426519480670 Issue Date:02/26/2010,Exp Date:02/27/2018,Issued by:FZORIDA 1. D. Signer X4 -# Issue Date:,Exp Date:,Issued by: sus►Ness ncwuNTS - NO DISCREPANCIES NO DISCREPANCIES Account Documentauon Received? ❑ Yes ❑ No NO DISCREPANCIES Approvad by: NO DISCREPANCIES OTNER TERMS, EXPLANATIONS, OTHER SERVICE, ETC. Daie A��o��,�o��a 6/14/2012 Br�,�h Sebastian West Of�ce o,��a sY I,inda Tea_gue Verified By Linda Teaeue SourceofFunds Wells Fargo/Wachovia Initial Deposit Amouni �Q_ Date o( Birth _______ FoldHere Check Enquiries Verified = Proswu Employer I/WE HAVE RECEIVED THE FOLLOWING DISCLOSURES: TRUTH IN SAVINGS, ELECTRONIC FUNDS TRANSFER AND FUNDS AVAILABILITY. 1/We heaby autl�orize Seacou[ National Bank ro request a wn«en repon from credit investigation reporung agencies. At its dixretion, the Bank may communicate informaiion solely about its transacoons or experiences wi[h me/us to perwns relateA [o the Bank by common ownership or affiliated by corporate conVOl. The Bank may also on its own discreaon communicate other information to these same persons, unless 1lwe direct Ihe Bank in writing not ro exchange tttis other information. BACKUP WITHHOLDING CERTIFICATIONS �gpCKUP WITHHOLDING - I am wt subject ro backup withholding ei[her because 1 have (TO BE COMPLETED BY PRIMARY ACCOUNT HOLDER) not been noufied �hat I am subject tv backup wiihholding az e result uf a failuro io report all L�TAJCPAYER I.D. NUMBER -"fhe taxpayer identification number �nterest or dividends, or the In[emal Revenue Service has notified me that I am no longer subject shown above (faxpayer I.D. Number) is my correct taxpayer ideotificaaon ro backup withholding. number. ❑ EXEMPT RECIPIENTS - I am an exempl recSpient under tl�e Intemal Revenue Service [ilrl am a U.S. person (including a U,S. resident alien). Reguladons. 1� ❑ NONRESIDENT ALIENS - f am not a United States person, or if 1 am an individual, i am ❑ APPLIED - FOR TAXPAYER I.D. NUMBER - A tupayer nei�her a citiuv nor a resident of the United States. identificauon number has mt beeo issued to me, a�id I mailed or delivered an application to receive a taxpayer idemi6cation number to t6e appropriate Intemal Revenue Service Center or Social Secudry Adtninistra[ion Of6ce (or SIGNATURE: By signing belaw [ certify under penalties ot perjury the statements 1 intend ro mail or dtliver an application in Ne near fuNre). I unders[and that �hecked in this s ion. the payor is required ro withhold a portion of all reportable payments �hercaher made to mc until 1 provide a number. (Date) Wolters Kluwer Financial Services - Bankers Systems'" MOP. EFLSIGC Seacoast National Bank NOW Account Eligibility Certification S'.it��of SetLSt�an Name of Organization ("depositor") Account number 4'�2�L039�.1 The depositor hereby certifies to Seacoast National Bank ("the bank") that it is a not for profit organization that meets the description in Internal Revenue Code section 501(c)(3) through (13) and (19), or a political organization that meets the description in Intemal Revenue Code section 527, or a homeowners' or condominium association that meets the description in Internal Revenue Code section 528. If its status changes, the depositor will notify the bank in writing immediately. If this certification is in error or if the depositor fails to inform the bank of the change in its organizational status in a timely manner, and the bank is fined by reason thereof, depositor shall reimburse the bank the amount of such fine. � ; � - ,/ � i,v N r l! Authorized Signature � ,�--�--��.::� ; �-�— �. :, . - if'=,;"�.� r � : '"`.� Authorized Name �,:.� ��. �l,.; � �,-4 �°�i��.,.c �c.;�F.:=<. Typed or printed Received by T,in�3a T�„P Bank Associate I�. - �. � 1 Nowcert effective OS/06 r Seacoast NATIONAL BANK CREDIT REFERENCE AUTHORIZATION 1 hereby authorize any Bank, Savings & Loan Association, Financial Institution, Credit Union, Credit Reporting Agency, or any other organization, institution or persons, that have any records or knowledge of ine and/or the Company listed as "Borrower" of which I am an authorized representative to give Seacoast National Bank, any information pertaining to my financial records or credit worthiness. A photographic copy of this authorization shall be as valid as the original and may be attached to the verification forms (if applicable). DISCLOSURE OF SHARED INFORMATION At our discretion, we may share information regarding our transactions and experiences with you to other organizations that are our affiliates. At our discretion, we may also share other information with our affiliates unless you notify us not to do so. NOTICE TO RIGHT TO REQUEST SPECIFIC REASON(S) FOR CREDIT DENIAL AT TIME OF APPLICATION If your application for a business ACH line is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact the individual or office noted within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement. NOTICE OF REPORTING NEGATIVE INFORMATION We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. NOTICE The Federal Equal Credit Opportunity Act prohibits creditor from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is: Comptroiler of the Currency, Customer Assistance Unit 1301 McKinney Street, Suite 3450, Houston, Texas 77010-9050 PATRIOT ACT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. I certify that the information contained in this application is true and accurate. I acknowledge that I have read the above disclosures and will retain the copy provided for my records. > .� - s , - � �j�� . f ---- �.., } � ( � � �.�.,.,..�,,..c.� � \,: ,. € E..,i'..�� "Ex. �' .��e�� ' �:I�`:,'i..._� ` � �,p�: ��lT�+t e7� Applicant I7 te � � App�'r�a�i� Date ;� ■ � • �L`TTlx' Seacoast NATIONAL BANK ___ Please list below all business debt and corres ondin a ment information. Loans currentl with Seacoast National Bank do not need to be detailed Creditor Balance Tenn or Payment Frequency Interest Maturity Collateral Line Amt. Rate Questions: I. Does the business owe any taxes from prior years? 2. Is the business an endorser, guarantor or co-maker for obligations not listed on its financial statement? (contingent liabilities) 3. Is the business a party to any claim or lawsuit? 4. Are there any de(inquent FICA or sales taxes? 5. Has the business ever declared bankruptcy? 6. Have any principals/business entities ever declared bankruptcy? 7. Does the business have any current lawsuits, liens or judgments? Yes No ❑ � If yes, How much $ ■ ►1 ■ �1 � �1 ■ �1 ■ ►1 I� ►� PERSONAL PROFILE Please list the followin information on each owner of the com any with 25% or �nore ownershi Name DOB % Ownership Home Address: Street Citv State FINANCIAL DOCUMENT CHECKLIST If yes, How much $ schedule if necess, Social Sec. # Ylease provide the following: For lines=/<$100,000: ❑ Most Recent Business Tax Return (Financial Statement acceptable if tax return not applicable) ❑ Corporate Resolution, Articles of Incorporation, Partnership Agreement, Authorization of Incorporation or Association Resolution ❑ For Associations only: Current Budget with reserves; Board Minutes outlining current board members and authorized signers For lines >$ ] OO,OOG: O Business Tax Returns and Financial Statement for last 3 years C Personal Tax Returns for last 3 years (including all schedules and K1(s))(for each owner with 25% or more ownership ❑ Current Personal Financial Statement (for each owner with 25% or more ownership) ❑ For Association only: Current Budget with reserves; Board Minutes outlining current board members and authorized siQners AGREEMENT Signer (s) certifies that he/she is authorized to execute this Application on behalf of the business named above, and that all information provided, including federal income tax returns, is complete, true and correct. Signer(s) authorizes Bank to obtain peisonal, consumer, and/or business reports including inquiries to the Internal Revenue Service, in their names as individuals at any time. If the business is a corporation or partnership, all owt principals must sign and include their corporate partnership title. To help the government fight the funding of terrorism and money laundering acti� Federal law re uires all fan ncial 'ns 'tutions to obtain, verify and record information that identifies each erson who o ens an account. i . Signature:� ��, � _ � 4r �` f `" �.a:. Title i,>�;� �r�..�` x�, b�.�:.-�. �.- Date �1��;� €F . � ,t 2.Si nature• r ' �r j� ° � . _. ._. , .$ • , � r., rr,.:�__ -� Title :: . �` _;��`� � ��':�: '�' Date: �, f�p,�,a.--- Title: �MEMBER �J L'll7!' Date: S+eac�ast NATIOI`�TAL BANK Treasury Management Services Master Agreement Seacoast Nationol Bank is pieased to provide Treasury Management Services ("Services") to meet your business needs. This Treasury Management Services Mast� Agreement ("Master Agreement") contains the terms and conditions under which we will provide Treasury Management Services to you. This Master Agreement addition to your other agreements with Seocoast National Bank, such as your Deposit Account Agreement, which covers deposit account terms and conditions, Signature Card and Account Resolution . If there is a confiict between the terms and conditions of this Master Agreement and one contained in the other agreemE between you and the Bank, this Master Agreement will control. company Name: The City of Sebastian Florida System Administrator: N211Cy Veldt Direct Phone Number: 772-388-8231 Password = Account Number Business Bill Online Pay 4327103881 � ❑ 4327103961 � ❑ ❑ ❑ _ ❑ ❑ o a BOB with Quickbooks Oniy ❑ Other Special Instructions: Scanning Location #1: Scanning Location #2: Wire Transfer � ❑ ❑ ❑ ❑ Remote Deposit ❑ ❑ ❑ ❑ ❑ Transattional Limits — You agree nat to exceed the following limitations. Deposit Totai: $ Single Item (check): $ Online Daily Processing Limit: $250,000 otherspecial Instructions: 2 Signatures Reguired Transaction Type PPD Debits PPD Credits CCD Debits CCD Credits OtherSpecialtnstructions: Maximum File Limit $ 5275,000 $ $ Date: 06-15-2012 Emaii address: nveidt@cityofsebastian.org Clue = ACH Processing � � ❑ ❑ ❑ � ►�� ►�� ■� ACH Pos Pay ❑ ❑ ❑ D 0 Daily Limit: $ Lockbox Service ❑ ❑ D ❑ ❑ Manual Daily Processing Limit: (Unlimited if left blank) $ � � � � Account Recon ❑ ❑ O ❑ ❑ Swee Servia ❑ ❑ ❑ � ❑ Maximum Transaction Limit I Offset Account �? Q � �s� Treasury Services Agreement - May 2012 pa9e ; Master Acct #:4327103881 5ub Acct #1: 4327103961 Sub Acct #2: Sub Acct #3: Name Kenneth W. Killgore Nancy Veidt Debra A Krueger OtherSpecial instructions: Fuli Reconcilement AcctType: NOW AcctType: NOW Acct Type: Acct Type: Telephone# 772-388-8205 772-388-8231 772-388-8202 Target Balance: Target Balance: 0 Target Balance: Target Balance: Max Amt: Initiate Online Approver Online Initiate Manual Verify Manual WirE Wires/ACH/Both Wires/ACH/Both Wire Limit Limit ACHWires ACHWires ACHWires ACHWires ACHWires ACHWires Partial Reconcilement Lf Deposit Reconcilement ❑ Other: ❑ Retai) Processing � Wholesale Processing Address listed below will be used for the return of any correspondence or unprocessable items. Contact Name: Phone #: Address: ��tY� State: ZIP Code: Account # Service Option (check one) Other Special Instructions: Originator Name � Standard Positive Pay ACH Originator ID Dollar Range (Low/High) � � � ❑ Payee Positive Pay Tieasury Services Agreement - May 2012 PQQe � Authorization for Treasury Management Services I am an authorized representative of the organization specified below ("Customer"). Customer has received the Treasury Management Ser Master Agreement ("Master Agreement"1 and agrees to adhere to the Master Agreement and any applicable User Guides from Seacoast National Bank ("Bank"). The Services covered by the Master Agreement and Bank providing Services are listed on the accompanying list of Services, which we may change fram time to time. Capitalized terms used in this Authorization form, not otherwise defined, have the mear given to them in the Master Agreement. After I sign below on behalf of Customer, the Customer may from time to time request Bank to provide any of the Services described in the Master Agreement. Customer may begin to use any such Service once Bank has approved such use and has received all required and prope executed forms. The Master Agreement supersedes other agreements between Customer and Bank, as described under the General Provi� heading in the Master Agreement, with regard to the provision of Services. I warrant that Customer has taken all action required by its organizationai or constituent documents to authorize me to execute and deliver behalf of Customer this Authorization form and any other documents Bank may require with respect to a Service. I am authorized to enter all transactions contemplated by the provision of Services to Customer. These may include, but are not limited to giving Bank instructions v regard to Services and designating empioyees or agents to act in the name and on behalf of Customer (Page 8 is the Delegation of Authorit� form for authorized names of employees for a�l or specific Services). Customer S�nature . .f , � " � � � ' ... . ,,.��..—'�- � � Signature ^�/' . _-_.... resentive Signature Print Name (t l—. �.f :" C i�� L 1 r �� I t. �._ L—, CJ d`;; L"� Print Name -"� � `{'� ' . d � .. rL�..a . Print Name Date : � _, /I y ,` 3 ! �' --�--� Date / �, % �� 7' Jl,�-_. ( Date Treasury Services Agreement - May 2012 oQ90 _ ACH ORIGINATION APPLICATION BUSINESS Y1iOFILE Legal Name (under which tax returns are filed) The City of Sebastian Florida Company (or DBA) Name Date I Current Owner Since Established Ownership Structure ❑ Sole Proprietorship ❑ C Corporation ❑ S Corporation ❑ General Partnership ❑ Limited Partnership ❑ Non Profit Describe your products or services: Attach any product/service literature ACH REQUEST PROFILE Amount of ACH Request: $275,000 Credit or Debit (circle one) Credit Dollar Value of Transactions (per month) $550,000 Max Amount Per File $ $275,000 Max�ount Per Transaction $ �.� Seacoast : NATIONAL BANK State of Organization Business Phone Florida 772-388-8205 Business Address: Street City 1225 Main Street, Sebastian, Fl. 32958 Mailing Address: Same Street Nature of Business ❑ Accounting/Legal ❑ Agriculture ❑ Communications ❑ Contractor/Construction ❑ Education ❑ Engineering n Communitv Association SEC Codes: � PPD (consumer transaction) ❑ CCD (corporate transaction) ❑ CCD + (corporate w/addenda) ❑ CTX (corp, trade exchange) ❑WEB (internettransaction) Items per month 250 Items per file 125 # of files per month 2 Transmission Schedule: ❑ Daily ❑ Weekly on � Bi-weekly on ❑ Other FINANCIAL PROFILE Business Accounting Firm (Name and Phone No.) Primary Bank For Associations Only: Total # of Units: Col lection MEMBER � C� City Federal Tax ID 59-60000427 State Zip State 7ip ❑ Finance ❑ Food ❑ Health ❑ Insurance ❑ Manufacturing ❑ Rea1 Estate ❑ Social Services ❑ Transportation ❑ Wholesale ❑ Limited Liability Corp � Government Entity ❑ Other Number of Locations 1 Where 1225 Main St., Sebastia� 32958 ACH Purpose: � Direct Deposit of Payroll ❑ Dividend Payments ❑ Tax Payments ❑ Utility Payments ❑ Insurance Premiums ❑ Maintenance Fees ❑ Utility Payments ❑ Membership Fees ❑ Other _ Balanced or Unbalanced File (circle one) Unbalanced Account nuinber for offset 4327103961 (must be a SNB accoun Tax Return Preparer � Business Attorney (Name and Phon Excluding Seacoast National Bank deposits, what is the average balance of your business checking accounts? $ Management Company Name/Address: Annual Revenues$ As of Contact/telephone number: /